Medical Insurance / Income Protection via a LTD company

[Avalanche20]

I am looking at taking both out, any advice welcome.

It would be around £100/month to take both policies

Income Protection upto £2,500/month
Medical would be full cover excluding any existing conditions.

Are they legitimate business expenses?

[malvolio]

Not totally certain but income protection possibly not - it is a personal benefit after all - but illness cover is. You really should be looking at key man insurance anyway.

However there are potential pitfalls to both around taxation. Get some informed advice first.