Laydeez -register your opinion here

[original PM]

My wife and I live in a much simpler regime. All accounts are joint, there's no concept of "my money" or "her money", it's all "our money". Our kids (grown up, living at home), also have (restricted) access to our money.

Oh tulip. We're communists. Ah, no, that can't be right. We're rich.

Exactly this - except my kids are a bit younger so they get pocket money....

Both of us are not stupid enough to think that just because there is 40k hanging around in the current account that we can go buy a new car without discussion and agreement.

I guess if you found you wife by buying her everything to make her like you then you would probably think differently.

[WTFH]

We don't have a joint account, but that's been the way it is since we met. We've never talked about it and it's never been an issue (at least not one that I've been told about!)

[NotAllThere]

My wife and I live in a much simpler regime. All accounts are joint, there's no concept of "my money" or "her money", it's all "Her Fecking money". Our kids (grown up, sponging at home), also sponge her money.

FTFY

FTFTFY

[d000hg]

My wife and I live in a much simpler regime. All accounts are joint, there's no concept of "my money" or "her money", it's all "our money".

Same. Well, same prinicple anyway - we have individual accounts for historical/lazy reasons, and ISAs have to be personal, but I have all the passwords to her accounts and move money around as needed (and she is happy with that). We actually trust each other not to do a runner.

[Halo Jones]

BGG is a clever man

He has his moments


We have 1 house account that we put money into to cover bills; the rest in our individual bank accounts is ours to do what we want with.

This was never really decided as the optimal set up, it just happened that way & it works so why change?

[EternalOptimist]

He has his moments


We have 1 house account that we put money into to cover bills; the rest in our individual bank accounts is ours to do what we want with.

This was never really decided as the optimal set up, it just happened that way & it works so why change?

That's what we do. Then the one with the dosh pays for the luxuries, which has been me so far, but that could change give the contacting uncertainties.

When we go on an adventure for example, I chuck in 75%, the missus the rest. When we get a quarter of a cow for the freezer, I pay for it, even though she gets the food money.
So our arrangement is a baseline with a load of flexibility on top. just innerested what the birds thought

[LondonManc]

Mrs LM is company secretary and keeps the books up to date, etc.
Her wages are her spends, her dividend goes into the joint account.

[MarillionFan]

My wife and I live in a much simpler regime. All accounts are joint, there's no concept of "my money" or "her money", it's all "our money". Our kids (grown up, living at home), also have (restricted) access to our money.

Oh tulip. We're communists. Ah, no, that can't be right. We're rich.

Joint account. Horrible idea.

If Mrs MF ever got her hands on our joint cash it would be frittered away on crap in no time. She has no concept of money.

[MrMarkyMark]

FTFY

If Mrs MF ever got her hands on our joint cash she would do a runner with it, from me, in no time.

[NotAllThere]

Joint account. Horrible idea.

If Mrs MF ever got her hands on our joint cash it would be frittered away on crap in no time. She has no concept of money.

Your choice. You didn't have to marry her.