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Banned from driving.

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    #11
    Originally posted by VectraMan View Post
    Yes. But that's also a mine field as apparently they send out a letter if you cancel insurance to say that it must be declared SORN. Then nobody can test drive it even if they have insurance.
    Bear in mind that even if it wasn't SORN, they'd actually have to insure the car directly anyway. You can't drive another car using your comprehensive policy unless that car is insured properly too.

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      #12
      Originally posted by vwdan View Post
      Bear in mind that even if it wasn't SORN, they'd actually have to insure the car directly anyway. You can't drive another car using your comprehensive policy unless that car is insured properly too.
      Ooh I remember that one. I had two vehicles and wanted to be fully comp on one and use the fact that I can drive any vehicle under 3rd party insurance to drive the other. It seemed to easy so I asked them and they said that would not be valid but a lot of people seem to do it as they don't realise.
      "He's actually ripped" - Jared Padalecki

      https://youtu.be/l-PUnsCL590?list=PL...dNeCyi9a&t=615

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        #13
        Originally posted by vwdan View Post
        Bear in mind that even if it wasn't SORN, they'd actually have to insure the car directly anyway. You can't drive another car using your comprehensive policy unless that car is insured properly too.
        Yes I've learned that one too. Seems like an impossible situation. My previous insurer said they could give me temporary cover for the old car for £80 per 2 weeks, but if it doesn't sell for a few months that's adding up to quite a lot.

        The drive another car thing only applies if it's someone else's car; it doesn't work if you own them both.
        Will work inside IR35. Or for food.

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          #14
          Originally posted by VectraMan View Post
          Yes I've learned that one too. Seems like an impossible situation. My previous insurer said they could give me temporary cover for the old car for £80 per 2 weeks, but if it doesn't sell for a few months that's adding up to quite a lot.
          I worked this one out in my immediate post student years when I was trying to run one car while doing another one up. I think it was about a third of a year's premium for my main car for something like 6 weeks. It was a ripoff but there wasn't any other option.

          I found out many years later that if you were going to do this more than once you were better off setting yourself up as a car dealer, but that implied rather more dosh than was available at the time.

          Originally posted by VectraMan View Post
          The drive another car thing only applies if it's someone else's car; it doesn't work if you own them both.
          Only if the other person has it insured already., and that's something you really ought to check when viewing a second hand motor.
          Behold the warranty -- the bold print giveth and the fine print taketh away.

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            #15
            Originally posted by zeitghost
            Glad you've found that out.
            Shame nobody told me last week when I could have still done something differently.

            I'll probably just put it on Ebay.
            Will work inside IR35. Or for food.

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