Originally posted by xchaotic
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But you're right, if you need money quickly it's not great.
My advice is to stop spending anything you can avoid - don't go to the pub, don't buy take-away food, buy Tesco Value chocolate biscuits, etc. Right now does not seem a good time to get into debt. And personally, I think being sensible and going without makes it all the sweeter when you can afford the luxuries later.
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