Is now a good time?

[ThePhoon]

It's always a good time to go contracting!

Just make sure you have enough money to tie you over for contract breaks!

Plus your starting fresh at the start of a financial year which is always a bonus

[thunderlizard]

If B is better off than A then how is he foolhardy?

Only because he'll have ignored more than half the advice proffered in this thread so far.