Will the contract market recover? If so when?

[DrewG]

Kids fail the 11+?

They never took it and to move near one of the very few good grammar schools would require living somewhere we don't want to live with an even bigger mega-mortgage.

Also, they took very difficult entrance exams to get into their very competitive schools.

[eek]

They never took it and to move near one of the very few good grammar schools would require living somewhere we don't want to live with an even bigger mega-mortgage.

Also, they took very difficult entrance exams to get into their very competitive schools.

Still £40,000 means you need to earn £60,000 a year before you even start thinking about Food, Mortgage....

Rather you than me.

[JustKeepSwimming]

Still £40,000 means you need to earn £60,000 a year before you even start thinking about Food, Mortgage....

Rather you than me.

There are ways to make school fees tax deductible.

[mmo0690]

40k is lot. At least for me anyway. It is good thing that you are doing well in contracting. Thanks god, I only have 1 kid in no fee public school.

[jatinder]

How do you make school fees tax deductible?

[JustKeepSwimming]

How do you make school fees tax deductible?

Well tax friendly. Get the grand parents to set up a business and list the grand kids as shareholders.

[malvolio]

Well tax friendly. Get the grand parents to set up a business and list the grand kids as shareholders.

Which is evasion....

HTH

[DrewG]

Still £40,000 means you need to earn £60,000 a year before you even start thinking about Food, Mortgage....

Rather you than me.

Schools, food, transport, mortgage. I need 100k NET to just breath.

Once the kids are out of school, I'll be semi-retiring.

[SussexSeagull]

See it as you want.

I stand by my comment. If you've had decades of good rates combined with lower tax and still NOWADAYS you can't afford to take the going market rate and need the higher rates because you can't pay your mortgage, you're an idiot who lived beyond your means, you're a failure and deserve to get your house repossessed.

Just to be clear, you are an absolutely vile human being and horrible person.

[jamesbrown]

Rather you than me.

Kids in general.