Contract outside UK - USA and Health Insurance

[jamesbrown]

I will not be migrant - it is non immigrant visa. (Not H1B for example).

What visa, specifically, that allows you to do productive work there?

[shabak]

What visa, specifically, that allows you to do productive work there?

G visa - (Its similar to NATO visa) - when u work for international organization. G and NATO are the one you get (so it is non-immigrant visa).

[jamesbrown]

G visa - (Its similar to NATO visa) - when u work for international organization. G and NATO are the one you get (so it is non-immigrant visa).

Then it’s kinda surprising your employer is not offering you health insurance. What did they suggest when you asked them? Also slightly odd that you introduced yourself as a contractor.

[shabak]

Then it’s kinda surprising your employer is not offering you health insurance. What did they suggest when you asked them? Also slightly odd that you introduced yourself as a contractor.

Well, I work through my own LTD so I am a contractor. They said I am responsible for my own insurance. I will work through UK agency that provides services to them.

[jamesbrown]

Well, I work through my own LTD so I am a contractor. They said I am responsible for my own insurance. I will work through UK agency that provides services to them.

It’s a weird scenario because, like other classes of visa, it’s an employment visa, so there would be some entity other than YourCo listed as your employer and sponsor and they would normally handle your healthcare and payroll too.

[shabak]

It’s a weird scenario because, like other classes of visa, it’s an employment visa, so there would be some entity other than YourCo listed as your employer and sponsor and they would normally handle your healthcare and payroll too.

You are right but in this case its different, ( I cant tell client but it is defense company that had agreement with agency I work through) - so at the end I will work few months in USA and then we come back to UK - that is the reason I need cover and wanted to know what is recommended by other consultants that had this kind of situation - as someone said - there is for sure someone that had this kind of contract before so I just wanted to get advice. Nevertheless thanks for answer!

[eek]

You are right but in this case its different, ( I cant tell client but it is defense company that had agreement with agency I work through) - so at the end I will work few months in USA and then we come back to UK - that is the reason I need cover and wanted to know what is recommended by other consultants that had this kind of situation - as someone said - there is for sure someone that had this kind of contract before so I just wanted to get advice. Nevertheless thanks for answer!

When I used to fly round Europe for Microsoft, I was covered by Microsoft's health insurance (which did include seeing a doctor at one point).

I would have thought this was the same here so have you asked your end client how the health insurance has worked for others in your situation doing similar work.

[jamesbrown]

In this case, it’s probably easier to get coverage from a UK supplier. There are short-term plans available in the US but, IIRC, they are focused on people between employers (i.e. very short term) and offer very different/more limited benefits. You could also try with one of the massive international suppliers that cover the US market, like CIGNA. I had them in the US and was always very happy with them, but I was there for much longer than a few months.

[shabak]

In this case, it’s probably easier to get coverage from a UK supplier. There are short-term plans available in the US but, IIRC, they are focused on people between employers (i.e. very short term) and offer very different/more limited benefits. You could also try with one of the massive international suppliers that cover the US market, like CIGNA. I had them in the US and was always very happy with them, but I was there for much longer than a few months.

I may try CIGNA but they had bad reviews on the net for some reason, we had them in Iraq ( i got card and stuff but never had to use health care so I dont know) - there is also BUPA - from UK. I will call them and ask about - and will update the topic so we all will have knowledge just in case some other contractor would need it ! Happy New Year to everyone and good contracts in 2022.

[jamesbrown]

Same to you and best of luck!