Hi everyone,
Would like some people's opinion on the above.
I was Granted CTC clearance a few years back with a fully disclosed conviction from 2009.
No further convictions since then..Those days are long gone thank god.
I'm currently going through SC clearance for the same employer but slightly more sensitive material hence the need for higher clearance.
In terms of my Credit History, I have a CCJ from 10 years ago which was satisfied about 6 years ago. I've declared this on the SC form.
Other than that, no defaults or other credit issues.
My Experian credit score is actually sitting at over 850.
I have a few questions...
Will having a current CTC help towards the acquisition of SC given that I have not made no further mistakes since 2009 and the fact that I've already had CTC granted?
In terms of Credit History, the CCJ from 10 years ago was settled a few later...I did have one loan default from 2008-2009, however I did not include that as it was well over 10 years ago. Will that be held against me, given that the question asks for defaults within the last 10 years?
Finally, before submitting my SC application I thoroughly checked my Credit Report through CheckMyFile.com which showed no adverse records/information within the last 6 years...I assume that this is the same platform of information that the vetting people check anyway? I ask this because I cannot for the life of me think of any other adverse information within the last 10 years against me...I was worried in case the vetting people were able to see more information from Experian that my report shows...And obviously, if I can't see it and remember any of it from 10+ years ago I don't want to look like I was trying to withhold information.
Thank you for taking the time to read this.
Would like some people's opinion on the above.
I was Granted CTC clearance a few years back with a fully disclosed conviction from 2009.
No further convictions since then..Those days are long gone thank god.
I'm currently going through SC clearance for the same employer but slightly more sensitive material hence the need for higher clearance.
In terms of my Credit History, I have a CCJ from 10 years ago which was satisfied about 6 years ago. I've declared this on the SC form.
Other than that, no defaults or other credit issues.
My Experian credit score is actually sitting at over 850.
I have a few questions...
Will having a current CTC help towards the acquisition of SC given that I have not made no further mistakes since 2009 and the fact that I've already had CTC granted?
In terms of Credit History, the CCJ from 10 years ago was settled a few later...I did have one loan default from 2008-2009, however I did not include that as it was well over 10 years ago. Will that be held against me, given that the question asks for defaults within the last 10 years?
Finally, before submitting my SC application I thoroughly checked my Credit Report through CheckMyFile.com which showed no adverse records/information within the last 6 years...I assume that this is the same platform of information that the vetting people check anyway? I ask this because I cannot for the life of me think of any other adverse information within the last 10 years against me...I was worried in case the vetting people were able to see more information from Experian that my report shows...And obviously, if I can't see it and remember any of it from 10+ years ago I don't want to look like I was trying to withhold information.
Thank you for taking the time to read this.
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