PI & PL insurance suggestions? (+ any promo codes?)

[Ariosa]

Hi all, I'm looking at quotes online. I mainly need PI and PL though I might also insure my MBP. I'll be working from home and at the client's premises (when corona ordeal ends).

Direct line offers PL for £28 annually and PI for £200 annually.
QDOS offers PL for £55 annually and PI for £162 annually.

Excess and coverage for the above quotes are more or less the same (minimum amounts basically) so I'm thinking of choosing DL for PL an QDOS for PI.

Any other providers you would suggest? I'm happy to use any promos you might have for the chosen provider(s).

Question: If I choose to pay monthly, I'll be able to terminate the cover by giving the insurance provided notice, right? My contract is for 6 months and not 100% I'll have the next one starting right after this one ends.

[LondonManc]

How much cover for both will cause the price to vary.

Hiscox are another one and can issue within less than an hour.

[Ariosa]

It's for the minimum cover (£1mil in most cases) for all products mentioned.
Yeah HISCOX is also in my list, bit expensive in general - thanks for bringing them up.

[Lance]

There’s not much to choose between any of them on price. QDOS are reasonable and if you need to make changes they do pro-rata alterations so that’s good.

[Ariosa]

And for the montly thing, they usually allow you to terminate the cover before the full year ends, right?
Everything is in the small print but it'll take ages to read through so just asking in case any of you guys know about this off the top of your heads.

[northernladuk]

Yep. Pain in the arse this reading and understanding contracts thing isn't it.

[Dhrucku]

You won't need any more than Hiscox...I've got basic cover at the moment as no point in going max since we're all benched which covers me for my last gig as a runoff.

[Ariosa]

Yep. Pain in the arse this reading and understanding contracts thing isn't it.

Yup