SC Clearance Question

[PurpleGorilla]

OP don't know if the SC check will pick you out.

But I hope so.

You don't deserve the privilege.

[clearedforlanding]

You've not thought this through very well. Having a bad credit history and working with money are potentially the worst combination. So many news articles on people working with finances fiddling it because they can't pay the mortgage. Happens on a weekly basis.
To put the OP in a similar situation to yours would be him having a conviction for selling company data.

If you'd assaulted someone (outside of work) you wouldnt have been binned. It's about what makes you a risk to what you are doing.

Having a bad credit history != Not having a credit history != Having a credit history overseas.

1 & 3 amount to the same for most practical purposes. With freedom of movement & employment, I wish the EU had sorted out a common framework for sharing credit records.

[SueEllen]

I somehow want to believe that the OP is a hoax, and likely it is. I got binned for a bank contract after having worked long years in the financial sector just because my credit history is not good...or better not exsitent as I have never been resident in the UK...goes without saying that I could provide clean records for all the countries where I lived.

Not having a credit history is different from having a bad credit history.

A young person who lives in their parents' home in the UK, has no credit cards, is not on the electoral roll and has just left full-time education has no credit history. Someone who has county court judgements against them, or has missed mobile phone payments, or missed credit card payments has a bad credit history.

The first person can work in a bank if they have sufficient records to prove they are just out of education. If they are older they need to create one by getting on the electoral roll then signing up for a credit card and use it for small purchases paying it off in full and on time every month.

With a bad credit history depending on the cause you either have to behaviour yourself for a year or 6 years.

Since you have no credit history and are older then you should have created one especially as EU and some Commonwealth citizens are allowed on the electoral roll even if they can't vote in all elections.

[clearedforlanding]

Not having a credit history is different from having a bad credit history.

A young person who lives in their parents' home in the UK, has no credit cards, is not on the electoral roll and has just left full-time education has no credit history. Someone who has county court judgements against them, or has missed mobile phone payments, or missed credit card payments has a bad credit history.

The first person can work in a bank if they have sufficient records to prove they are just out of education. If they are older they need to create one by getting on the electoral roll then signing up for a credit card and use it for small purchases paying it off in full and on time every month.

With a bad credit history depending on the cause you either have to behaviour yourself for a year or 6 years.

Since you have no credit history and are older then you should have created one especially as EU and some Commonwealth citizens are allowed on the electoral roll even if they can't vote in all elections.

+1 I would add in the UK if your bank will not issue you a credit card (for example no proof of UK income) a SIM only mobile contract is the way to go. We will dish them out to anyone as in Y1 our exposure (your credit limit) is capped at c£100*, which is an acceptable risk of default/price for new client acquisition.

*actually it works out as more at retail (and on your credit report), 'cause we calculate exposure at wholesale prices.

[SlipTheJab]

Having read the Q&A pinned thread and through several other posts, i would like to ask what is the likelihood of me passing the SC clearance.

The convictions were:

Theft from an employer - i stole a laptop (1992)
Fraud - My girlfriend stole some money from me, so i replaced it from her credit card (2005)
Harassement - I sent her a bunch of flowers, to her work, to say thanks! (2005)

A lot of the work that i'm involved in requires SC clearance now and several jobs that i have been put forward for are asking to put me through it. Should i tell them prior to being put forwarded or should i wait to be employed and apply?

With a rap sheet like that have you thought of joining the police?

[LondonManc]

With a rap sheet like that have you thought of joining the police?

Better chance of becoming an MP.

[SueEllen]

With a rap sheet like that have you thought of joining the police?

Since that case of the newspaper seller a policeman killed they have got more selective. So the harassment charge is a no no.

[clearedforlanding]

Whatever next? "I am on the sex offenders register*, should I prepare the local school prior to my background check for a gig setting up their IT lab"?

*I am not.

[LondonManc]

Whatever next? "I am on the sex offenders register*, should I prepare the local school prior to my background check for a gig setting up their IT lab"?

*I am not.

At least you'd be safer if you were* because you'd drive slower near the school.

*You're not.