QDOS Tax Investigation Insurance

[mudskipper]

IPSE and QDOS are different beasts.

QDOS is a commercial company - they sell insurance cover - you pick and choose and pay for just what you need.

IPSE is a not for profit organisation representing people who work for themselves. They fund this by offering two levels of membership - both provide the basic tax investigation, IPSE+ provides the business interruption protection too. https://www.ipse.co.uk/what-we-do

Horses for courses - depends what you want.

[northernladuk]

I've earned more than the price of TLC35 just playing on this thread lol.

Buy it and have done.

[TheFaQQer]

IPSE and QDOS are different beasts.

QDOS is a commercial company - they sell insurance cover - you pick and choose and pay for just what you need.

IPSE is a not for profit organisation representing people who work for themselves. They fund this by offering two levels of membership - both provide the basic tax investigation, IPSE+ provides the business interruption protection too. https://www.ipse.co.uk/what-we-do

Horses for courses - depends what you want.

One other difference between the two is that I doubt a commercial company would have spent over £1 million taking a case to the highest court in the land to benefit significant numbers of contractors. But IPSE have, and would do again.

[SimonMac]

I guess the real difference would show if when a claim is made on either, has anyone?

[SueEllen]

I guess the real difference would show if when a claim is made on either, has anyone?

If you search the forum using Google there are people on here who have made claims. They don't shout from the roof tops about it but there are threads with the information on.

Every single person who has used IPSE has been satisfied with their service. I've read one report where the poster was not satisfied with QDOS's actions towards him but as he was covered by IPSE as well, he was OK as they took the case on.

In all cases HMRC quietly dropped the investigation at some point usually years after they started it.

[TheFaQQer]

I guess the real difference would show if when a claim is made on either, has anyone?

If only that had already been answered in the thread, around about post 16...

[SueEllen]

If only that had already been answered in the thread, around about post 16...

Why bother reading and understanding a post if you don't have to?