IPSE or Qdos or Big Group or keep the money in the bank

[Qdos Contractor]

Great to see QDOS posting. Interesting to see 1500 cases get mentioned where other people state there is no risk of an investigation. On that basis alone I'm happy ive bought it and will continue to do so.

We genuinely had a new IR35 enquiry case in as I was typing my last post but I decided it looked to contrived to mention. I promise it's true though.

[northernladuk]

We genuinely had a new IR35 enquiry case in as I was typing my last post but I decided it looked to contrived to mention. I promise it's true though.

Never trust someone that uses 'to' when it should be 'too'

[Qdos Contractor]

Never trust someone that uses 'to' when it should be 'too'

Argh...that is my pet hate...

[gables]

Great to see QDOS posting. Interesting to see 1500 cases get mentioned where other people state there is no risk of an investigation. On that basis alone I'm happy ive bought it and will continue to do so.

Hmm, a bit of context maybe... 1500 over how many years from a pool of how many contractors?? let's say 1500 in just one year from a pool of 200,000 contractors would make it a 0.75% chance, not quite no risk but it is very low.

I've no idea how many contractors there actually are that could be investigated\enquired about, also I've no idea how many HMRC bods there are who work on this stuff, that'll be a limiting factor I'd have thought.

[TheFaQQer]

I've no idea how many contractors there actually are that could be investigated\enquired about, also I've no idea how many HMRC bods there are who work on this stuff, that'll be a limiting factor I'd have thought.

HMRCs figures are 265000 PSCs, of which at least 100000 should be inside IR35.

Consume as much NaCl as you require.

[Zero Liability]

Hmm, a bit of context maybe... 1500 over how many years from a pool of how many contractors?? let's say 1500 in just one year from a pool of 200,000 contractors would make it a 0.75% chance, not quite no risk but it is very low.

I've no idea how many contractors there actually are that could be investigated\enquired about, also I've no idea how many HMRC bods there are who work on this stuff, that'll be a limiting factor I'd have thought.

It's in the region of 250 pa.

[mudskipper]

Bit out of date, but figures here.
IR35 investigations surge to seven-year high :: Contractor UK

256 in 12/13

[MPwannadecentincome]

Some questions - like substitution - are obviously a bit of a grey area and we're simply asking you to confirm they are accurate to the best of your knowledge.

Sorry it is not obvious to me why is it a grey area?

The working practise review I just had was pretty black and white, no hint of grey in there at all though IMO rested upon precise wording in the contract clause on substitution rights.

And the big FAIL mark at the end seems to imply to me that I would not get insurance cover, so I don't see how the greyness arises.

[Qdos Contractor]

Sorry it is not obvious to me why is it a grey area?

The working practise review I just had was pretty black and white, no hint of grey in there at all though IMO rested upon precise wording in the contract clause on substitution rights.

And the big FAIL mark at the end seems to imply to me that I would not get insurance cover, so I don't see how the greyness arises.

It's grey because if you've never actually provided a substitute, nobody can be 100% sure that the right exists in reality - or that the end client would tell HMRC that the right existed when probed. HMRC routinely send questionnaires with 150+ questions (some leading) to end clients and it can be a battle to ensure they complete it accurately.

We are obviously doing a review on the information presented to us, and with working practices it is generally what the contractor believes is the case. 6 months into an IR35 investigation the landscape can look very different.

The insurance itself is based on your working practices, not your written contract.

[heyya99]

The insurance itself is based on your working practices, not your written contract.

So if your work practices deem one inside IR35 and HMRC ask for recovered tax, does Qdos pay for it?