• Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
  • Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!

Insurance advice please

Collapse
X
  •  
  • Filter
  • Time
  • Show
Clear All
new posts

    Insurance advice please

    Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
    Ltd company is setup now i am informed the client requires the following insurance

    Public Liability £5m
    Professional Indemnity Employers £1m

    I have spent hours todat trying to arrange cover but all of the companies i contacted will
    only offer one or the other and not both

    They say they cannot cover me in my role
    Work is Field service role travelling from one location to another ( Mobile Telecoms )
    One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
    on to the next site do the same etc etc
    No great Manual work involved

    Has anyone got any advice or contacts so i can get this sorted

    #2
    Have you tried QDOS?

    Online Insurance Quote - Business Insurance Quote - Small Business Insurance Quote - Contractor Insurance - Qdos Freelancer Shop
    'CUK forum personality of 2011 - Winner - Yes really!!!!

    Comment


      #3
      5m is a lot.

      Comment


        #4
        Have you tried Hiscox? They won't stop phoning me, I'm sure they'll sell you anything and everything

        Comment


          #5
          Originally posted by Grinzola View Post
          Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
          Ltd company is setup now i am informed the client requires the following insurance

          Public Liability £5m
          Professional Indemnity Employers £1m

          I have spent hours todat trying to arrange cover but all of the companies i contacted will
          only offer one or the other and not both

          They say they cannot cover me in my role
          Work is Field service role travelling from one location to another ( Mobile Telecoms )
          One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
          on to the next site do the same etc etc
          No great Manual work involved

          Has anyone got any advice or contacts so i can get this sorted
          What does your contract say about required insurances?

          Comment


            #6
            Originally posted by Grinzola View Post
            Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
            Ltd company is setup now i am informed the client requires the following insurance

            Public Liability £5m
            Professional Indemnity Employers £1m

            I have spent hours todat trying to arrange cover but all of the companies i contacted will
            only offer one or the other and not both

            They say they cannot cover me in my role
            Work is Field service role travelling from one location to another ( Mobile Telecoms )
            One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
            on to the next site do the same etc etc
            No great Manual work involved

            Has anyone got any advice or contacts so i can get this sorted

            Who have you tried? Hiscox do both. https://www.hiscox.co.uk/contractoruk/

            Comment


              #7
              Originally posted by Grinzola View Post
              Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
              Ltd company is setup now i am informed the client requires the following insurance

              Public Liability £5m
              Professional Indemnity Employers £1m

              I have spent hours todat trying to arrange cover but all of the companies i contacted will
              only offer one or the other and not both

              They say they cannot cover me in my role
              Work is Field service role travelling from one location to another ( Mobile Telecoms )
              One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
              on to the next site do the same etc etc
              No great Manual work involved

              Has anyone got any advice or contacts so i can get this sorted
              Nothing in there strikes me as being particularly difficult from either a PI or PL perspective. If it's minimal manual work it should fit within standard products. Feel free to PM me if you want any more info.
              Qdos Contractor - IR35 experts

              Comment

              Working...
              X