Insurance advice please

Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!

You are not logged in or you do not have permission to access this page. This could be due to one of several reasons:

You are not logged in. If you are already registered, fill in the form below to log in, or follow the "Sign Up" link to register a new account.
You may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.

Qdos Contractor replied

31 July 2015, 11:59
Originally posted by Grinzola View Post

Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
Ltd company is setup now i am informed the client requires the following insurance

Public Liability £5m
Professional Indemnity Employers £1m

I have spent hours todat trying to arrange cover but all of the companies i contacted will
only offer one or the other and not both

They say they cannot cover me in my role
Work is Field service role travelling from one location to another ( Mobile Telecoms )
One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
on to the next site do the same etc etc
No great Manual work involved

Has anyone got any advice or contacts so i can get this sorted

Nothing in there strikes me as being particularly difficult from either a PI or PL perspective. If it's minimal manual work it should fit within standard products. Feel free to PM me if you want any more info.
Leave a comment:
saptastic replied

31 July 2015, 11:33
Originally posted by Grinzola View Post

Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
Ltd company is setup now i am informed the client requires the following insurance

Public Liability £5m
Professional Indemnity Employers £1m

I have spent hours todat trying to arrange cover but all of the companies i contacted will
only offer one or the other and not both

They say they cannot cover me in my role
Work is Field service role travelling from one location to another ( Mobile Telecoms )
One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
on to the next site do the same etc etc
No great Manual work involved

Has anyone got any advice or contacts so i can get this sorted

Who have you tried? Hiscox do both. https://www.hiscox.co.uk/contractoruk/
Leave a comment:
Contreras replied

31 July 2015, 08:11
Originally posted by Grinzola View Post

Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
Ltd company is setup now i am informed the client requires the following insurance

Public Liability £5m
Professional Indemnity Employers £1m

I have spent hours todat trying to arrange cover but all of the companies i contacted will
only offer one or the other and not both

They say they cannot cover me in my role
Work is Field service role travelling from one location to another ( Mobile Telecoms )
One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
on to the next site do the same etc etc
No great Manual work involved

Has anyone got any advice or contacts so i can get this sorted

What does your contract say about required insurances?
Leave a comment:
Platypus replied

30 July 2015, 23:56
Have you tried Hiscox? They won't stop phoning me, I'm sure they'll sell you anything and everything
Leave a comment:
SpontaneousOrder replied

30 July 2015, 20:44
5m is a lot.
Leave a comment:
northernladuk replied

30 July 2015, 18:10
Have you tried QDOS?

Online Insurance Quote - Business Insurance Quote - Small Business Insurance Quote - Contractor Insurance - Qdos Freelancer Shop
Leave a comment:
Grinzola started a topic Insurance advice please

30 July 2015, 17:34
Insurance advice please

Been working for an umbrella company for ages but have decided to operate under my own Ltd Company.
Ltd company is setup now i am informed the client requires the following insurance

Public Liability £5m
Professional Indemnity Employers £1m

I have spent hours todat trying to arrange cover but all of the companies i contacted will
only offer one or the other and not both

They say they cannot cover me in my role
Work is Field service role travelling from one location to another ( Mobile Telecoms )
One Data Centre Get out of Car open door Fix Fault replace Hardware then leave
on to the next site do the same etc etc
No great Manual work involved

Has anyone got any advice or contacts so i can get this sorted
Tags: None