How do you best mitigate against getting caught by IR35?

[ratewhore]

go permie, I'm surprised no-one mentioned that!!

[Lewis]

I had a letter from Qdos this morning offering their TLC35. I think you do have to pay yourself £15 salary though don't you?

I believe they removed the requirement to pay over £9K a while back.

[Qdos Contractor]

I believe they removed the requirement to pay over £9K a while back.

It's been reduced to £5k now.

[ChimpMaster]

Do QDOS also insure contractors in facilities such as Montpelier?

[Qdos Contractor]

Do QDOS also insure contractors in facilities such as Montpelier?

Probably not, although we'd happily review any specific scheme to assess the risk. Due to the considerable level of scrutiny such offshore schemes come under, it isn't an area our underwriters are particularly keen on.

[ratewhore]

Just out of interest Mr QDOS, have you had increased uptake in TLC35 over the last week or so?

[Qdos Contractor]

Just out of interest Mr QDOS, have you had increased uptake in TLC35 over the last week or so?

I really haven't noticed a dramatic increase at all. We're getting a lot of calls from contractors asking about Dragonfly, IR35 and how we can help, but that's only to be expected.

[ratewhore]

I really haven't noticed a dramatic increase at all. We're getting a lot of calls from contractors asking about Dragonfly, IR35 and how we can help, but that's only to be expected.

That's what I was getting at. I would assume then that you can help by offering TLC35 to them?

This is not cynicism, I think it is a very good product.

[Fred Bloggs]

Fred, on the pension idea, my accountant recommends that pension payments shouldn't exceed salary but I think that may be over cautious

I think you are over cautious. I believe that ghost was laid to rest last year according to an IFA on Shout99 a while ago. HTH.

[Fred Bloggs]

Sorry, I just read QDOS above.