Mortgage

[HRHisaravingfelchlord]

try contacting contractor financials. they just got me a 2 year tracker with HBOS on the same rates as a permie would get. they only needed my current contract, not audited accounts (which I didnt have) . I had the same issue as you with First Direct, Abbey ........etc etc

whs - they sorted me a 2 year deal with Abbey no problem. 5.9% or thereabouts iirc.

[poppy01]

you could try a temporary stint with an umbrella, someone like Parasol (who I cant recommend highly enough). Once your with them you are effectively an employee and Parasol are only too happy to vouch you are on a good salary.

you can leave your ltd dormant for a few months then go back

[Bluebird]

Yep, Halifax are pretty good for contractors. Standard Life Bank, Leeds BS, Coventry BS - I've used them all for contractors with less than 2 yrs accounts, so you could try any of them.

Woolwich & C&G are ok as well.

[FarmerPalmer]

Got the call from Contractor Money - I can have the mortgage I originally wanted with Woolwich through them ... even though I couldn't get it direct ... just an extra 0.1% on interest... so BBE + 1.09% (6.09%), OpenPlan.

Thanks Lads & Lasses

[TykeMerc]

Got the call from Contractor Money - I can have the mortgage I originally wanted with Woolwich through them ... even though I couldn't get it direct ... just an extra 0.1% on interest... so BBE + 1.09% (6.09%), OpenPlan.

Thanks Lads & Lasses

Decent result.