Ltd company insurance

[Mustang]

What insurance cover do most of you have, what's a good price and who are the reputable companies? I currently just have professional indemnity.

[handsfree]

Ltd company insurance

I have employers liability, public liability and professional indemnity. Costs me £200 a year.

I bought it under the belief that EL was necessary by law, but others here seem to be saying that's not the case.

There are other reasons why I bought it, but I don't reckon I would buy any unless legally required to.

[BankingContractor]

Ltd company insurance

Are you saying it cost you £200 for Eployers Liability, Public Liability and Professional Indemnity? If so, that's a very good deal.

I'm looking to purchase similiar insurances - where did you get your insurance from?

Thanks

[simes]

None.

Are they necessary? How do you benefit?

If they aren't legally required, you're a business so why purchase all these things that only hit your bottom line?

[tim123]

It's not legally required that I insure my house.

In 20 years I have never made a claim on house insurance.

why do I buy it?

tim

[vetran]

where from

Handsfree who is your insurer?

[handsfree]

Randell Dorling

Via the PCG.

PI, PL, EL insurance costs me £199.50 pa.