Buying something on 0% APR for business?

[Lance]

None... The benefit is solely cash flow. Cash flow is just typically an issue with a new LTD with unfavourable payment terms on client invoices.

but a new LTD like you describe isn't going to get credit. This only helps when the owner also has cash problems, which kind makes a £2k Macbook a bit pointless. Best bet at that point is a £350 laptop from PC World, but credit for that is more like 30% APR.

[PerfectStorm]

So what are the benefits to taking on a two year loan at 0% to a cash rich LTD?

The same reason smart contractors delayed their VAT and self assessment payments when the coronavirus schemes started up; cashflow and interest. And good credit scoring, if there is such a thing for businesses.