Property Partner investing

[macray76]

Hi all.

I'm looking at investing some of my limited company spare cash into property but rather than directly doing BTL am considering using a platform like Property Partner where you buy shares in an SPV that owns a property/set of properties. A monthly dividend is paid and there is the potential for growth in the value of the property(ies).

Just seems a good way to invest money in property but allowing you to hold a diverse portfolio of properties very quickly. With the resale market you can exit your position earlier if needed or wait until the automatic 5 year review of the holding where they will resell the properties.

Anyone doing this or would recommend not doing it for any reason?

I've searched this forum for "property partner" but couldn't see it being discussed anywhere.

Thanks in advance.

[dingdong]

The big unknown is what happens if the platform itself goes under when we have the next global recession or property crash.
Trying to unwind the ownerships of properties would be a nightmare and there's a clear risk that propertypartner stops paying the mortgages.

Other than that some people think their fees are too high and dividend yield low.

And if you're trapped in would be difficult to subsequently close your company down/claim ER if you only have investments left.

[Fred Bloggs]

Try investing in a well known, solid REIT instead.

[Darren at Fox-Bartfield]

Property

Hi all.

I'm looking at investing some of my limited company spare cash into property but rather than directly doing BTL am considering using a platform like Property Partner where you buy shares in an SPV that owns a property/set of properties. A monthly dividend is paid and there is the potential for growth in the value of the property(ies).

Just seems a good way to invest money in property but allowing you to hold a diverse portfolio of properties very quickly. With the resale market you can exit your position earlier if needed or wait until the automatic 5 year review of the holding where they will resell the properties.

Anyone doing this or would recommend not doing it for any reason?

I've searched this forum for "property partner" but couldn't see it being discussed anywhere.

Thanks in advance.

Have done this before and used a company called Uown (www.uown.co). They've also been approved by the FCA for investments from companies as well as individuals.

Usual disclaimers apply, DYOR, etc, etc.

[macray76]

Thanks all for the good advice. I'll take a look at REITs.

[northernladuk]

Thanks all for the good advice. I'll take a look at REITs.

A long list of them here. I hope the dividends are good because there isn't any point investing for price rises looking at a number of them.

http://www.bpf.org.uk/reits-and-property-companies

[Fred Bloggs]

Thanks all for the good advice. I'll take a look at REITs.

If you want yield, take a close look at Regional REIT and pop it into an ISA.

[lukemg]

WTAS - IF you feel the need for more exposure to property beyond your actual house (which is typically a huge exposure) then REIT's in an ISA or SIPP are good, consider a commercial property Trust also - I have FCPT which churns out dividends like a money machine every month.
Consider a global shares fund also, get some diversification in place rather than just property. Vanguard Lifestrategy 80% shares or 60% will spread the stuff across the world.