Hello
I am a director of my LTD company and looking to start a pension option.
I will be contracting for next 3-4 years minimum and looking for flexible pension where you can stop payments change contributions in case i go back to permanent employment,
What do you recommend as a pension option SIPP, Executive Pensions, ISA Shares / Funds?
What providers do you recommend, I see there are HL, Fidelity, Standard Life etc
Do you manage your own pension funds or activley managed?
In case of market down periods what happens with the invested pension, can one temporarily withdraw the invested pension to broker's account? or this is where ISA is more benefitital?
What would you think on ISA funds / shares compared to Pensions funds as a pension investment?
I understand ISA has no tax advantages but risk wise you can withdraw money at any time and you dont have tax implications or be forced to by annuity?
would like to hear other contractor's thoughts on this.
Many thanks alll
I am a director of my LTD company and looking to start a pension option.
I will be contracting for next 3-4 years minimum and looking for flexible pension where you can stop payments change contributions in case i go back to permanent employment,
What do you recommend as a pension option SIPP, Executive Pensions, ISA Shares / Funds?
What providers do you recommend, I see there are HL, Fidelity, Standard Life etc
Do you manage your own pension funds or activley managed?
In case of market down periods what happens with the invested pension, can one temporarily withdraw the invested pension to broker's account? or this is where ISA is more benefitital?
What would you think on ISA funds / shares compared to Pensions funds as a pension investment?
I understand ISA has no tax advantages but risk wise you can withdraw money at any time and you dont have tax implications or be forced to by annuity?
would like to hear other contractor's thoughts on this.
Many thanks alll
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