Can somebody recommend a personal private banking account?

[ujjain]

I have been looking at UK Private Banking Services - Lloyds Bank Private Banking, which requires you to earn £100k+ and the £25 monthly is waived when you have over £10k in your current account.

So that's free mobile phone insurance, travel insurance, etc.

Any recommended alternatives?

[northernladuk]

You earn 100k a year? What are after from these besides free phone insurance and holiday insurance?

[Cirrus]

Surely these accounts are for when you earn £1000k a year...

[Lance]

I have been looking at UK Private Banking Services - Lloyds Bank Private Banking, which requires you to earn £100k+ and the £25 monthly is waived when you have over £10k in your current account.

What on earth for? Are you that vain that you want a bank manager to massage your ego?
Some marketing goon has decided that posh people use a private bank, so they create a new account type. Much the same as all their accounts except you get to talk to a guy.

[SimonMac]

I have been looking at UK Private Banking Services - Lloyds Bank Private Banking, which requires you to earn £100k+ and the £25 monthly is waived when you have over £10k in your current account.

So that's free mobile phone insurance, travel insurance, etc.

Any recommended alternatives?

If you have £10k sitting in your current account you are a moron.

HTH
BIDI

[Forgotmylogin]

If you have £10k sitting in your current account you are a moron.

HTH
BIDI

Explain why. I have about 20k sitting in my Santander 123 current account.

[kaiser78]

I have been looking at UK Private Banking Services - Lloyds Bank Private Banking, which requires you to earn £100k+ and the £25 monthly is waived when you have over £10k in your current account.

So that's free mobile phone insurance, travel insurance, etc.

Any recommended alternatives?

That's probably not a bad deal based on the 'free' products you get for £25 per month. However £10k in a current account would be a problem for me.

[SueEllen]

Explain why. I have about 20k sitting in my Santander 123 current account.

Current account fraud isn't hard especially when you can clone bank cards and get the PIN at ATMs or at chip and pin machines.