Life Insurance as a contractor

[Fred Bloggs]

I don't know if they offer what you want, but Cavendish Online have always been the cheapest for insurances that I have found.

[mudskipper]

Check the IPSE scheme, if you're a member.

[Fred Bloggs]

Check the IPSE scheme, if you're a member.

I guarantee, like for like, Cavendish will be cheaper. They charge a small one off admin fee to you, then they knock their commission off the monthly premium. It's always cheaper than anywhere else.

[TheFaQQer]

I guarantee, like for like, Cavendish will be cheaper. They charge a small one off admin fee to you, then they knock their commission off the monthly premium. It's always cheaper than anywhere else.

I'll take that wager

Initially, Cavendish were 30p a month cheaper than IPSE if I paid the £25 fee. Went into the questions and was then told "Sorry, we are unable to insure you"

[SueEllen]

I'll take that wager

Initially, Cavendish were 30p a month cheaper than IPSE if I paid the £25 fee. Went into the questions and was then told "Sorry, we are unable to insure you"

Are you sick?

[TheFaQQer]

Are you sick?

Long-term medical condition, yes.

[DallasDad]

I had a return call from an 'Advisor' after pumping my details into Quote Supermarket
Me 55 years old fit (allegedly) 10 years x 300K = £70 per month for a RL policy with Aegon.
No idea how competitive that is though as I have not found any way to get direct online quotes for this product

I then did 'compare the morkitt'
Cheapest was £57.50 per month with Aviva.

Then onto Cavendish
£25 fee and £47.60 per month with AIG

[SueEllen]

Long-term medical condition, yes.

So you need a broker.

[DallasDad]

I looked up the adviser or advisor, take your pick
https://www.linkedin.com/in/lee-sotheran-3565777b

First two job descriptions are clearly cut and paste adverts for Maine Finance, then it all gets a bit well...
Would you put something as badly worded as this in your CV?

"I got brought into the company as there was a team of 15 salesman under performing, re-training and motivation was key to my job role here. Given the task of dealing with there compliance..."

I am not saying he doesn't know his product I just thought I would look him up to see who I was talking to.

[mudskipper]

I had a return call from an 'Advisor' after pumping my details into Quote Supermarket
Me 55 years old fit (allegedly) 10 years x 300K = £70 per month for a RL policy with Aegon.
No idea how competitive that is though as I have not found any way to get direct online quotes for this product

I then did 'compare the morkitt'
Cheapest was £57.50 per month with Aviva.

Then onto Cavendish
£25 fee and £47.60 per month with AIG

Are those relevant life policies? (i.e. payable through yourCo?)