Originally posted by ChrisHadfield
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I am less worried about your two worries(because your rate will compensate for loss of income and contracting is not more involved than permanent as such, so its up to you to have a good work life balance), but about your 'warchest'.
So I would listen to the voice of caution. My suggestion will be to build up for 6 months.
Since you don't have any dependent, you are perfectly positioned to take risk.
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