Reply to: Car insurance

[sasguru]

. Apart from the fact there aren't any others locally I cannot see how the mini is so cheap.

Ah I get it. You're the only gay in the village, so they reckon you'll be quite safe pottering around at 10 mph.

[Paddy]

Can someone explain to me how come its cheaper for me to insurance a Mini Cooper JCW Convertible than a Vauxhall Zafira.

Mini cooper quote £197
Vauxhall Zafira £205.

I know theres not much in the quotes but they are from the same company !!!

Number of seats. Also get the car HPI checked, if is cat D for example, the premium goes up

[northernladuk]

People carriers are driven by ditzy mums that spend every day bumping into the car infront at the lights/roundabout due to spending most of their time turning round and shouting at the kids.

This is probably as close to the reason as you can get. Whole host of other things such as Zafira will be on the road more, have more people per mile in it. Zafira is going to get reversed in to stuff and less care taken than someones fun car and so on. Right bloody rip off insurance is.

[DimPrawn]

As for why I have the mini, I have a parking space that fits it perfectly (and virtually no other car). Its also an automatic, I treat it as a go-cart and its very good at scaring boy racers.

Yes, yes, but does your boyfriend like the colour?

[eek]

I once got a quote, it was really low, took it and then when the paperwork arrived it was for the wrong model.

Quote was made by a Bob over the phone who obviously was a twonk.

Its an online quote so I can't blame Fat finger Bob.

As for why I have the mini, I have a parking space that fits it perfectly (and virtually no other car). Its also an automatic, I treat it as a go-cart and its very good at scaring boy racers.

[DimPrawn]

quite possible. The mini however is Insurance Group 36. The Zafira Group 7. Apart from the fact there aren't any others locally I cannot see how the mini is so cheap.

I once got a quote, it was really low, took it and then when the paperwork arrived it was for the wrong model.

Quote was made by a Bob over the phone who obviously was a twonk.

[Old Hack]

Except when you've got your boyfriend sat next to you that is.

Even the boyfriend wouldn't be seen in a mini convertible

Joking aside, the wife has just bought an R-Class, so we can't all have good taste....

[eek]

I think the idea is you'd be alone most times in the mini, and surrounded by kids, distracting you, most times in the MPV.

That's how I'd see it.

quite possible. The mini however is Insurance Group 36. The Zafira Group 7. Apart from the fact there aren't any others locally I cannot see how the mini is so cheap.

[DimPrawn]

I think the idea is you'd be alone most times in the mini, and surrounded by kids, distracting you, most times in the MPV.

That's how I'd see it.

Except when you've got your boyfriend sat next to you that is.

[Old Hack]

I think the idea is you'd be alone most times in the mini, and surrounded by kids, distracting you, most times in the MPV.

That's how I'd see it.

[MyUserName]

People carriers are driven by ditzy mums that spend every day bumping into the car infront at the lights/roundabout due to spending most of their time turning round and shouting at the kids.

Excuse me but I can think of 3 different examples just last month of when a woman drove a car in the UK and did not crash it!!

[original PM]

People carriers are driven by ditzy mums that spend every day bumping into the car infront at the lights/roundabout due to spending most of their time turning round and shouting at the kids.

how sexist


but probably true

[DimPrawn]

People carriers are driven by ditzy mums that spend every day bumping into the car infront at the lights/roundabout due to spending most of their time turning round and shouting at the kids.

[sasguru]

Because you're a hairdresser?

Maybe they figure he's a gay hairdresser and that demographic doesn't have too many accidents?

[sasguru]

They feel sorry for you looking gay in Mini convertible?