Travel insurance to US

[centurian]

I just read the other day about a Yank who needed an expensive operation that he wasn't completely covered for, with the result that the hospital will get his house when he pops his clogs.

The irony being that the better the job they did - the longer they will have to wait until they get their mitts on his house.

Not an isolated story though - medical bills are the biggest reason for bankruptcy in the US, bigger than mortgage and/or credit card bills.

[josbailey]

One consideration is the single item limit, which is typically less than £500 and might not be enough if you've got an expensive laptop. Business equipment insurance would typically cover one

I just bought insurance with Columbus who have taken over Travel Insurance Web Has Closed who were mentioned near the start of this thread

[NotAllThere]

I have always found Atlas Insurance to be competitive and their administration competent.

Never had the need to make a claim so can't comment on that aspect of their service.

That's who I used in the end. For my daughter (non UK resident), I just needed to up her health insurance - everything else is already covered by various insurances we already hold. The health insurance top-up (to cover above our own insurer's limit of $2 million), was ~£10. For the year.

[Sysman]

I know, but last year I accidentally took my Swiss army knife on flights through LHR and CDG. The diet coke was confiscated (twice) but the knife made it through.

Yeah, I used to carry a small Swiss Army knife on my keyring because it was handy for cutting off luggage labels. Can't do that now

[Pondlife]

Can't take the pocket knife on a plane

I know, but last year I accidentally took my Swiss army knife on flights through LHR and CDG. The diet coke was confiscated (twice) but the knife made it through.

[Sysman]

Maybe I'm being a bit of a numpty here but would you still be covered by the suggested sites if you're not a UK resident?

Good point. Being an expat myself I never cease to be amazed how many times "Only UK residents eligible" pops up in all manner of circumstances, even including raffles, and insurance policies are no exception.

Shouldn't you be looking for a provider that will supply you with a small pocket knife and some chocolate to supplement your policy?

Can't take the pocket knife on a plane

[Sysman]

That's a good point. However, my niece is travelling with my daughter. The former is UK resident, the latter Swiss.

I believe you need to look at the health insurance element carefully for US cover. You may find it better to shop separately for each girl to get the best package for each. I'm thinking of the worst case bit here involving hefty hospital bills and possibly repatriation costs.

I just read the other day about a Yank who needed an expensive operation that he wasn't completely covered for, with the result that the hospital will get his house when he pops his clogs.

[Fishface]

Travel Insurance You Can Rely On - Seven Corners

insure all nationalities and don't require a UK start of trip

[Clippy]

I have always found Atlas Insurance to be competitive and their administration competent.

Never had the need to make a claim so can't comment on that aspect of their service.

[NotAllThere]

That's a good point. However, my niece is travelling with my daughter. The former is UK resident, the latter Swiss.

[Pondlife]

Any recommendations? Travel cover and health for 10 days.

Maybe I'm being a bit of a numpty here but would you still be covered by the suggested sites if you're not a UK resident?

Shouldn't you be looking for a provider that will supply you with a small pocket knife and some chocolate to supplement your policy?

[FiveTimes]

We use these Travel Insurance | Annual & Single Trip | Travel Insurance Web for our trips.

Ive made a couple of claims in the past and its been dealt with quite well

[Platypus]

I've used these guys in the past. Annual policy incl. US travel about £50

http://www.direct-travel.co.uk/

[NotAllThere]

Any recommendations? Travel cover and health for 10 days.