Contractor mortgages - straw poll

[Doggy Styles]

I am a mole and I live in a hole.

[northernladuk]

WTF is it with mortgages this week? Seems to be the default stick for newbies to start poking through the CUK bars with.

It's how the housing market works. No one views houses in December, agents are shut between xmas and new year so Jan is the new start. We had 2 viewings on ours 6 weeks up to xmas and we have 3 this weekend alone.

I'm sure most peoples annual income is circa £7.5k. As for their anal income, that's usually a cash in hand affair and not disclosed on finance application forms.

Shame you can't differentiate income from salary.

[Old Hack]

WHS

[fullyautomatix]

We all earn minimum wage here.

Or even if we did earn in the top 5% earner bracket we would still end up with minimum wages because of the taxes.

I sleep in a tent, who has the money to buy a house.

[cojak]

Lets see if you can learn some manners...

In General??

[MyUserName]

The first 3 are fair questions I suppose.

The information is purely to satisfy my personal curiosity - I am a contractor considering a house purchase. Rest assured that there is no ulterior motive.

Lets see if you can learn some manners...

Do you realise that these questions are highly intrusive, especially for a complete stranger on a public forum?

Perhaps if you asked for advice about your situation then people might be prepared to advice you, although please ensure you have used the search feature before you ask.

[barrydidit]

WTF is it with mortgages this week? Seems to be the default stick for newbies to start poking through the CUK bars with.

I'm sure most peoples annual income is circa £7.5k. As for their anal income, that's usually a cash in hand affair and not disclosed on finance application forms.

[Ketchup]

Lets see if you can learn some manners...

I was under the impression that it wasn't the best of manners to ask strangers how much they earn about their personal assets

[SimonMac]

Lets see if you can learn some manners...

[BrilloPad]

I think you have mis judged your audience, we are all über wealthy and paid for all our many houses in cash, usually a briefcase full like they do in the television land

We are not all assguru you know.

Lets see if you can learn some manners...

Are you asking someone out to Bridgwater?

[stek]

Contractor mortgages - straw poll

Did u search?

And 'annal income' - is that 'annual income' or 'anal income' - we get all sorts here...

[Hurricane]

The first 3 are fair questions I suppose.

The information is purely to satisfy my personal curiosity - I am a contractor considering a house purchase. Rest assured that there is no ulterior motive.

Lets see if you can learn some manners...

[SimonMac]

Morning all,

Would like to find out some specifics regarding those of you with a contractor mortgage, in particular the following:

- Total amount borrowed (including this figure as a % of annal income)
- deposit requirement
- Interest rate
- When did you take the mortgage out?
- Mortgage provider

Appreciate any help that you good people can provide

I think you have mis judged your audience, we are all über wealthy and paid for all our many houses in cash, usually a briefcase full like they do in the television land

[MyUserName]

I would like to find out some specifics about yourself first, if that is okay?

- who are you?
- why do you want this information?
- how will it be used?
- why don't you take a running jump?

[Hurricane]

Morning all,

Would like to find out some specifics regarding those of you with a contractor mortgage, in particular the following:

- Total amount borrowed (including this figure as a % of annal income)
- deposit requirement
- Interest rate
- When did you take the mortgage out?
- Mortgage provider

Appreciate any help that you good people can provide