breakdown cover for electrical items

[SueEllen]

It's something like £18 / month, not per week! And it's the stress free option - no matter what time or what the problem, BG will send an engineer within 24 hours. Parts & labour. Better for the BTLs I suppose, seeing as it's a tax deductible expense and means I don't need to run about finding dodgy plumbers.

You are suppose to make friends with your local tradespeople so when you need them they come out quickly.

For example, I got a quote from warrantydirect earlier today and it was £38/month to cover 9 items. My 9 were 2 fridge/freezers (one US style), my Onkyo amp, HD camcorder, washing machine, dryer, built in coffee machine (£1200 Bosch one), plasma, PS3. Just an example, but you can pretty much chuck in any home appliance/item in there.

You do know most applicances break down when they are under warranty if they are going to break down?

If they breakdown just outside the warranty you can successfully push to get it fixed if you stand your ground. (I've done that.)

After that they take about 3-4 years to break down if they are going to, and as already stated you are better off putting money into a savings account to get a spanking new one.

[Mr.Whippy]

Try Homeserve.

I had a Homserve policy. An awful company with awful customer "service" imo.

After some shoddy work from them I cancelled the policy and it took them 7 months for them to call me up to see why I was was cancelling and what they could do to make it up to me...

[ChimpMaster]

I'm with Dim on this one, stick your £20 a week in the bank when it breaks down use the money to pay for it to be repaired.

John lewis offer 5 years as standard on TVs that why i go to JL

A friend of ours had a washing machine and took out the optional insurance extended warranty cover and after a couple of years it broke down and they tried to repair but she had to have a new one but they would only pay an amount less the depreciation amount, when she worked out what she had paid over the 2 years she could have purchased 3 new washing machines

It's something like £18 / month, not per week! And it's the stress free option - no matter what time or what the problem, BG will send an engineer within 24 hours. Parts & labour. Better for the BTLs I suppose, seeing as it's a tax deductible expense and means I don't need to run about finding dodgy plumbers.

And I'm not talking about "extended warranties" that your average PC world or Currys numpty tries to sell.

For example, I got a quote from warrantydirect earlier today and it was £38/month to cover 9 items. My 9 were 2 fridge/freezers (one US style), my Onkyo amp, HD camcorder, washing machine, dryer, built in coffee machine (£1200 Bosch one), plasma, PS3. Just an example, but you can pretty much chuck in any home appliance/item in there.

[Support Monkey]

Waste of money like boiler cover.

I'm with Dim on this one, stick your £20 a week in the bank when it breaks down use the money to pay for it to be repaired.

John lewis offer 5 years as standard on TVs that why i go to JL

A friend of ours had a washing machine and took out the optional insurance extended warranty cover and after a couple of years it broke down and they tried to repair but she had to have a new one but they would only pay an amount less the depreciation amount, when she worked out what she had paid over the 2 years she could have purchased 3 new washing machines

[bless 'em all]

Buy your electrical items in any EU country other than the UK and you get a 2 year warrenty.

Sales of Goods act ... Your rights - Understanding the Sale of Goods Act - Sale of goods - Which? Consumer Rights

If you go back to the retailer after the manufacturers warranty has expired the retailer still has the responsibility under the act. You're contracts with them.

HTH

[BoredBloke]

20 year old boiler is going to use twice as much gas as a new A rated condenser, so it's costing you a fortune.

How much does it cost to have a boiler replaced compared to the gas that the old one is burning?

When we have to have our 20 year old boiler replaced, I want to keep the water tank and replace like with like. I quite like the fact that there is a limited supply of hot water. That way I know my daughter will not spend an infinite (and then some) amount of time in the shower.

[The Spartan]

20 year old boiler is going to use twice as much gas as a new A rated condenser, so it's costing you a fortune.

That's what they would have you believe, I know people who have condenser boilers and they're actually not that much cheaper than the old back boilers

[Paddy]

Hey all

Was looking into some kind of breakdown insurance/warranty for one of our plasma TVs, which will cost around £5/month. Then I got to thinking about everything else in the home, like the other 2 plasmas, the PS3, fridge, washer/dryer etc etc.

Is there a general "all-in" kind of breakdown cover for these things? i.e I would much rather just pay £20/month or whatever and know that all or most of my items are covered.

Buy your electrical items in any EU country other than the UK and you get a 2 year warrenty.

[DimPrawn]

Actually this is one of the most worthwhile policies we have taken out, with BG. Then again, our boiler is a 20 year old workhorse and we've certainly got our value out of paying BG £16/month.

We've also got BG boiler cover in our BTLs - it saves a lot of hassle and takes all the stress away.

20 year old boiler is going to use twice as much gas as a new A rated condenser, so it's costing you a fortune.

[ChimpMaster]

Waste of money like boiler cover.

Actually this is one of the most worthwhile policies we have taken out, with BG. Then again, our boiler is a 20 year old workhorse and we've certainly got our value out of paying BG £16/month.

We've also got BG boiler cover in our BTLs - it saves a lot of hassle and takes all the stress away.

[BrilloPad]

Try Homeserve.

[DimPrawn]

Waste of money like boiler cover.

[NotAllThere]

There are general breakdown insurance policies and they're a heck of a lot cheaper than any extended warranty.

[ChimpMaster]

Hey all

Was looking into some kind of breakdown insurance/warranty for one of our plasma TVs, which will cost around £5/month. Then I got to thinking about everything else in the home, like the other 2 plasmas, the PS3, fridge, washer/dryer etc etc.

Is there a general "all-in" kind of breakdown cover for these things? i.e I would much rather just pay £20/month or whatever and know that all or most of my items are covered.