Originally posted by Dundeegeorge
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Reply to: Is this an "Oh Dear (tm)"?
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Previously on "Is this an "Oh Dear (tm)"?"
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Originally posted by The Lone Gunman View PostThe BoE sets the base rate. Individual banks then set theirs according to the base. Hence different rates at different banks on similar or same products.
However, it is better for business if they generally follow base movements across their different products.
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I say old chap
you couldn't let me borrow a razor blade, could you?
Still, at least the chocolate ration has increased.........
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Unemployment is falling (according to government figures)
Inflation is falling (according to government figures)
House prices aren't going to crash (according to government figures)
Crime is falling (according to government figures)
Education standards are up (according to government figures)
NHS is improved (according to government figures)
FFS, you now have Utopia under New Labour (according to government figures), what are you worried about?
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Originally posted by Troll View Postmight be another straw onto the camel... thought the BoE set rates
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might be another straw onto the camel... thought the BoE set rates
Abbey expects its rivals to follow suit
Abbey has become the first UK High Street bank to raise its mortgage rates as a direct result of the continuing turmoil in the financial markets.
The lender has increased the interest rates of its tracker mortgages for new customers by between 0.1% and 0.2%.
Abbey said it was responding to the current "market pressure", adding it expected its rivals to follow suit.
A global credit shortage has made it more costly for banks to borrow funds, making higher mortgage rates likely.
"These changes reflect moves in the market that have been experienced," said Abbey's head of mortgages Nici Audhlam-Gardiner.
"We expect that these current trends will be sustained over a significant period and that other companies will follow immediately."
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Originally posted by TazMaN View PostI wonder, if an individual had borrowed from this company, whether they would still have to pay it (or some of it) back when the company goes bust?
They would have had to pay mortgage indemnity, meaning the mortgage company can cash in the policy while the morgagee is chased by the insurance company for the money.
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oh dear indeed !!
please let things not blow up for a few more years
Milan.
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They may find that they are liable for the full debt, payable immediately.
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I wonder, if an individual had borrowed from this company, whether they would still have to pay it (or some of it) back when the company goes bust?
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Ah, it works now. Previously it was just a blank space where the text should be.
Now, what is it about...
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Is this an "Oh Dear (tm)"?
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