Reply to: Universal Housing Project

[vetran]

There is a lot wrong with residential rental in the UK. I've not experienced issues with agencies running off with holding deposits, and I've been lucky in that the landlords I've had have been good (my current one is excellent).

My main annoyance is that I don't think residential tenants should incur stamp duty if their cumulative rent exceeds £125k within seven years. There is no guidance or help on this topic that is accessible to a lay person. It's seen as a London problem due to the high rents and people selfishly wanting to stay in one place.

Its a minority that experience the problem but we should police it. The prosecution of landlords without Gas certs has saved many lives but it still happens.

See I didn't know the stamp duty bit, you would have thought the Landlord should pay tax on rent unless the tenant buys the property and gets a reduction on price as a sitting tenant.

[ladymuck]

There is a lot wrong with residential rental in the UK. I've not experienced issues with agencies running off with holding deposits, and I've been lucky in that the landlords I've had have been good (my current one is excellent).

My main annoyance is that I don't think residential tenants should incur stamp duty if their cumulative rent exceeds £125k within seven years. There is no guidance or help on this topic that is accessible to a lay person. It's seen as a London problem due to the high rents and people selfishly wanting to stay in one place.

[ladymuck]

Oh, so not everyone then?



People who want to live in London and actually do live (it up) are those who have nice houses with white fronts in Chelsea and Kensington and places like that.



Now that's awright.

But if you have to commute from zone 666 then it's not living.

Not all housing in the Royal Borough is like that. A lot is dingy and poky and way overpriced.

I almost moved Maida Vale way. That's nice, around the canal. It's not like the Manchester canal, full of ex-CUK mods after the chocolate ran out at the Xmas Do.

[vetran]

every day that I spend on this forum it lets me believe that it is run by bots and intelligence services to brainwash some gullible people that think they might get some information here.

I have good credit score and in good morals, renting with a friend so although I am not employed he will guarantee for us.

You people, intentionally fail to recognise that the industry is intentionally biased and has been for a long time.

No we are sharing our experience.

In my opinion if all the independent second hand car dealers and estate agents were removed from their professions things would improve in a lot of cases.

If we had more housing stock there wouldn't be a shortage so you could pick and choose. There isn't, we are 3 million plus dwellings short and growing.

If you had fewer scumbags then Landlords would be less likely to be fussy or grabbing (and vice versa). The reason for no DHS or Housing benefit riders is the Landlord gets screwed so doesn't need the hassle. The reason for references and credit checks is because tenants with apparently good jobs just decide not to pay the rent because there is no penalty.

[GigiBronz]

every day that I spend on this forum it lets me believe that it is run by bots and intelligence services to brainwash some gullible people that think they might get some information here.

I have good credit score and in good morals, renting with a friend so although I am not employed he will guarantee for us.

You people, intentionally fail to recognise that the industry is intentionally biased and has been for a long time.

People talking about morals when this country is morally bankrupt. So much nonsense around here...

[vetran]

Oh, so not really the letting process that's the problem?

I think the overall process could be improved to fix the issues both sides suffer at the extremes. Also I have friends that rent who have been done over by the agents.

Just as supermarkets hire security guards its not to stop you, its for the thieving scumbags and not every shop or business is immoral so trading standards won't affect everyone.

EXCLUSIVE: Official data shows 'tsunami' of evictions has yet to materialise

This figure refers to possession hearings started using a Section 8 notice for non-payment of rent subsequently submitted to County Courts for a hearing date, which most legal experts agree represent 75% of eviction cases, and is far less than the approximately 10,000 cases that pass through the courts each month in normal times.

so 120,000 tenants evicted 75% for non payment of rent. Many landlords are just glad bad tenants leave and don't take them to court. If these tenants could be excluded from the renting process or pay rent insurance do you not think that would be an improvement?

Rogue landlords: 90% of local authorities fail to issue fines | Housing | The Guardian


Banned but still in business: law fails to stop rogue landlords | Real estate | The Guardian

The Guardian and ITV News have also discovered that local authorities have failed to make a single entry on to the central government’s new rogue landlord database in the six months since its launch.Prior to the database launch the government had estimated there were 10,500 rogue landlords operating in England, and said it expected more than 600 of the worst offenders to be entered onto the system.

[northernladuk]

I think the issue is in areas of high demand and with low income or morals (tenants and landlords).

Plenty of tenants have properties with no gas cert and leaking roof & plumbing. plenty of Landlords have tenants that they wish they had never met. I know a few of both.

Oh, so not really the letting process that's the problem?

[vetran]

I let houses and had to rent plenty. I haven't seen a problem with it at all. Is this supposed to fix the lower end of the market or am I missing something? You've made some odd statements and I don't see the whole issue you seem to have a problem with. Is it just me?

I think the issue is in areas of high demand and with low income or morals (tenants and landlords).

Plenty of tenants have properties with no gas cert and leaking roof & plumbing. plenty of Landlords have tenants that they wish they had never met. I know a few of both.

[northernladuk]

There is no shortage of housing..

I let houses and had to rent plenty. I haven't seen a problem with it at all. Is this supposed to fix the lower end of the market or am I missing something? You've made some odd statements and I don't see the whole issue you seem to have a problem with. Is it just me?

[AtW]

Possibly you are right I don't personally want to live in London

Oh, so not everyone then?



People who want to live in London and actually do live (it up) are those who have nice houses with white fronts in Chelsea and Kensington and places like that.



Now that's awright.

But if you have to commute from zone 666 then it's not living.

[vetran]

Sorry this isn't Brexit here we like facts. You can get a flat over a kebab shop with space for a Squirrel entourage in London if you want.

Possibly you are right I don't personally want to live in London but living a commutable distance opens up easy access to jobs, theatres, events and museums that aren't available in Walsall.

[AtW]

Not in London where everyone wants to live.

[vetran]

Plenty of space

Not in London where everyone wants to live. Covid may change this and Governments could create jobs elsewhere.

[vetran]

There is no shortage of housing. I've just gone through a week of negotiation for a 2 bed flat in CW that the agent suggested 1600. after putting the holding deposit I've been ghosted for 1 week. CW is 50% empty, it's just that they don't want to let the market correct. They want 2000 now. Attempted all the tricks in the book.

The market is rigged and they will play all the tricks in the book to keep it that way. There is no justice for the little person.

Some people are contempt because it works in their way, but they forget that they might have kids one day or grandkids and you might not be able to pass on wealth for all of them.

What land would those properties be built? I am sure the old boys in housing associations would do everything in their power not to allow it.

The people holding the other flats may not be renting because of risks,

The stats suggest you are wrong we have 23 Million dwellings at an average occupancy of 2.4 I make that 55.2 million people housed we are a bit short. Mrs May released a briefing 5 years ago and suggested we were 3 Million short.


Housing in the United Kingdom - Wikipedia.

So go autotrader on it. Get a boo value for the area and give each property a good/fair/premium value sticker on it.

[GigiBronz]

You miss the point that a minority of tenants will lie, cheat and steal , others will want it laid on a plate the scary thing is they make a minority of the landlords behaviour look good.

There is a very easy way to make renting easy. Make the deposit scheme mandatory and record any defaults on either side (rent arrears, eviction, abuse, lack of certs) on the system once supported by the courts, Police or Council.

The tenants that pay their rent and don't get ASBOs will be preferred, the landlords that are abusive or don't get a gas cert will be avoided. You could even share the detail with HMRC and Border patrol so we know the Landlords are paying tax and the tenant has a right to rent.

You could allow acceptable reference providers e.g. Experian tender for additional references and insurers provide insurance based on the behaviour of both parties. You could supply accountancy services and tax advice.



Agree about the deposits that needs legislating.

I think we need a fair system where all the housing supply appears and they are not able to hide it and all the interactions between landlords and tenants follow procedures so that the agencies do not have room for abuse.

Most of their business is obfuscating details about the property, the terms of the contract, putting people in corners and pushing them around. Let's be honest, we've seen plenty of that in dealings with employment agents.

If we do want a better place than we should address those and not let the agencies run it as if it is the Wilde Wide West.


It's like a war on independent people. If they see that you are aware, they will put effort in tiring you up. Showing you sub standard properties at high prices. They will push it every single day towards your deadline so that you do not have a choice. If you have family and other commitments you do not stand a chance against them. THIS is a country run by sales people and the interests of old money and ruthless people.