Reply to: Small businesses win Covid insurance payouts after UK supreme court victory

[SueEllen]

The wall had insurace? Phew

Yeah buildings....

[SueEllen]

btw, you do realise that you must have cost them many (tens?) millions of pounds?

Not just them but all other insurers and brokers who thought it was a loophole they could try on any form of insurance if Admiral hadn't been taken to task.

Glad to be of service.

[northernladuk]

When I claimed (which was later paid out by the guilty party's insurance company) for my car they've asked me to show them receipt from when I bought it - 4 years ago, and I had it insured with them for 4 years, they only cared if it's mine when they had to pay out FFS!

The wall had insurace? Phew

[AtW]

They did something to piss me off, so I read the small print of the policy and used Google to see what I could do about it....

They did piss me off too with their handling of my claim and then hiking up the renewal fee big time (so I moved)...

btw, you do realise that you must have cost them many (tens?) millions of pounds?

[SueEllen]

You are a very dangerous type...

They did something to piss me off, so I read the small print of the policy and used Google to see what I could do about it....

[AtW]

I raised a complaint to a regulator about Admiral years ago as they auto-renewed all their policies but said they may not tell you.

The regulator lawyer was very helpful and got Admiral to "agree" to change all their policies so they had to send a letter or email out first.

You are a very dangerous type...

[SueEllen]

I raised a complaint to a regulator about Admiral years ago as they auto-renewed all their policies but said they may not tell you.

The regulator lawyer was very helpful and got Admiral to "agree" to change all their policies so they had to send a letter or email out first.

[DoctorStrangelove]

There was a chap on Moneybox at lunch time who'd had the temerity to ask Admiral if his policy covered his front gate being damaged in a storm.

It didn't.

And they put his renewal up by £300 for asking, having treated the phone call as a claim despite it not leading to anything.

Not to mention the scumbags who charged me £75 when I sold my house before the policy had terminated.

If I'd kept my mouth shut it wouldn't have cost anything.

A lesson learned there then.

Tell the robbing scum nothing.

[AtW]

When I claimed (which was later paid out by the guilty party's insurance company) for my car they've asked me to show them receipt from when I bought it - 4 years ago, and I had it insured with them for 4 years, they only cared if it's mine when they had to pay out FFS!

[fullyautomatix]

FTFY

I agree. I have only claimed on insurance once and that was a travel insurance. It took more than a year to get payment they tried every trick to not pay.

[AtW]

To be fair, insurance is not designed for paying out claims.

FTFY

[fullyautomatix]

To be fair, insurance is not designed for paying millions of claims at once. They only anticipate 10% to claim.

[SueEllen]

They have already changed the wording on insurance policies to remove "outbreaks of disease". I can't get public liability cover with my old insurer thanks to Covid as they stopped those policies.

[hairymouse]

Very similar to the Icelandic volcano when all the travel insurance companies simply refused to pay out since it would be too expensive.

[DoctorStrangelove]

Insurance shock!

The Supreme Court says the robbing bastards have to pay out some money instead of just taking it in.

The Horror! Oh The Horror!