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Previously on "Phil Hammond's Tax on Age"

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  • vetran
    replied
    Originally posted by BlasterBates View Post
    Whilst it is true that a nice flat in the centre of Slough will set you back 200K, a nice flat 2 miles further down the road will set you back 65K.
    as usual you fall for the hype. Its Shared ownership, read the small print otherwise the EU will own your babies

    1 Bedroom Flats For Sale in Slough, Berkshire - Rightmove

    Though if you are over 60 you can buy a short lease!

    Leave a comment:


  • shaunbhoy
    replied
    Originally posted by northernladyuk View Post
    It's the Nazi shark moon base you need to watch out for.
    Is that the one with the London Bus?

    Leave a comment:


  • northernladyuk
    replied
    Originally posted by shaunbhoy View Post
    Or better still, don't waste your time watching the banal catalogue of mindless tripe that constitutes the British national soap opera offering.
    It will mush your brain.

    Get a few decent documentary channels instead. It won't make you any richer but at least you will know all about Sharks, Nazis, and Conspiracy theories.

    It's the Nazi shark moon base you need to watch out for.

    Leave a comment:


  • shaunbhoy
    replied
    Originally posted by SueEllen View Post
    It's not even the millennials that have been brainwashed as the best joke on prices and lifestyle is actually EastEnders.

    Just point out to anyone, regardless of age, how expensive those flats and houses are to rent let alone buy. Loads of the characters don't have a decent job to pay the rent with even if they are just lodging in someone's house.

    Then point out the prices in the pub - which they are in all the time- , the prices for a service wash - when washing machines are cheaper - , etc.
    Or better still, don't waste your time watching the banal catalogue of mindless tripe that constitutes the British national soap opera offering.
    It will mush your brain.

    Get a few decent documentary channels instead. It won't make you any richer but at least you will know all about Sharks, Nazis, and Conspiracy theories.

    Leave a comment:


  • BlasterBates
    replied
    Whilst it is true that a nice flat in the centre of Slough will set you back 200K, a nice flat 2 miles further down the road will set you back 65K.

    Leave a comment:


  • SueEllen
    replied
    Originally posted by bobspud View Post
    I tried a trick with my daughter when I was trying to get this across to her.

    Pick any tulipty teen targeted program:

    - Hollyoaks
    - TOWIE
    - Made in Chelsea

    etc

    Randomly freeze frame the picture halfway through the program.
    Now go on line and try to find and add up the cost of all the items that have been left by the product placement teams.

    Now explain how you could afford them without a £200k salary...

    The poor little millennium pups have been brainwashed...
    It's not even the millennials that have been brainwashed as the best joke on prices and lifestyle is actually EastEnders.

    Just point out to anyone, regardless of age, how expensive those flats and houses are to rent let alone buy. Loads of the characters don't have a decent job to pay the rent with even if they are just lodging in someone's house.

    Then point out the prices in the pub - which they are in all the time- , the prices for a service wash - when washing machines are cheaper - , etc.

    Leave a comment:


  • SueEllen
    replied
    Originally posted by Jog On View Post
    How do you get out of paying full price?
    People use work discounts, private health insurance discounts and discounts for students - and you don't have to be a full-time student to get a student discount you just need to do a course that gives you the right card.


    Originally posted by Jog On View Post
    Is it the swanky gym with tennis/squash/badminton courts and a nice spa as well?
    Nah - that one is even more expensive. I use to belong to that one years ago but I had a work discount.

    Trick is to check everything you have to see if there is a discount and the gym is in a reasonable distance to you.

    Leave a comment:


  • northernladyuk
    replied
    Originally posted by vetran View Post
    a vaguely decent flat is £200k in Slough. 8 times the average wage.

    30 years ago I had a top notch flat in Surrey in the best area it was 4 times average wage.

    Our first house (4 bed) was 2.5 times my wages (which weren't in the higher tax bracket). 27 years ago Same house is £400K now.

    Saving won't help, we need to build more houses & have fewer wanting them.
    So much easier to point the finger at a grand or two of annual discretionary expenditure.

    Leave a comment:


  • vetran
    replied
    a vaguely decent flat is £200k in Slough. 8 times the average wage.

    30 years ago I had a top notch flat in Surrey in the best area it was 4 times average wage.

    Our first house (4 bed) was 2.5 times my wages (which weren't in the higher tax bracket). 27 years ago Same house is £400K now.

    Saving won't help, we need to build more houses & have fewer wanting them.

    Leave a comment:


  • shaunbhoy
    replied
    Originally posted by bobspud View Post
    I tried a trick with my daughter when I was trying to get this across to her.

    Pick any tulipty teen targeted program:

    - Hollyoaks
    - TOWIE
    - Made in Chelsea

    etc

    Randomly freeze frame the picture halfway through the program.
    Now go on line and try to find and add up the cost of all the items that have been left by the product placement teams.

    Now explain how you could afford them without a £200k salary...

    The poor little millennium pups have been brainwashed...
    Ah yes, but it is all down to the greed and selfishness of the Boomer generation.

    They seem to expect to own their own houses simply because they have worked for 40-50 years solid, made many sacrifices, and raised families.

    Greedy old feckers!!

    Leave a comment:


  • bobspud
    replied
    Originally posted by chopper View Post
    When I was of student age, in the 90s, students went out in the evening to grotty pubs serving cheap lager, or to grotty nightclubs serving even cheaper alcopops - the kind of places where you needed to wipe your feet on the way out. Super cheap nights out. But 10 years later, students didn't do that anymore, they started going to trendy, expensive bars.

    They drove battered cars, if they drove one at all. Not new Citroen Saxos bought on PCP which came with free insurance.

    Today's young are fed a diet of reality TV and social media, depicting people enjoying fabulous lifestyles and one thing that unites all these 'reality' stars is that none of them are shown picking lettuce, fixing cars, fitting boilers or writing low level design documents. The life style you want, without having to earn it.

    Earlier this year, I bought a 2 up 2 down mid-terrace for £50,000. Needed "a bit" of work, but that kind of house price is well within the reach of a couple earning £20k a year between them. But they don't want to live there. They want to live in expensive but valueless city centre flats and still have all the trimmings.

    No. There should not be tax breaks for the snowflake generation.
    I tried a trick with my daughter when I was trying to get this across to her.

    Pick any tulipty teen targeted program:

    - Hollyoaks
    - TOWIE
    - Made in Chelsea

    etc

    Randomly freeze frame the picture halfway through the program.
    Now go on line and try to find and add up the cost of all the items that have been left by the product placement teams.

    Now explain how you could afford them without a £200k salary...

    The poor little millennium pups have been brainwashed...

    Leave a comment:


  • northernladyuk
    replied
    Originally posted by Pip in a Poke View Post
    Yes, I can remember going to Ventimiglia in the mid-80s. The return scheduled flight to Nice on Air France was £330. That was a lot of hours stood on a procuction line packing yoghurt.
    http://www.urbandictionary.com/define.php?term=Yoghurt

    Inneresting

    Leave a comment:


  • chopper
    replied
    When I was of student age, in the 90s, students went out in the evening to grotty pubs serving cheap lager, or to grotty nightclubs serving even cheaper alcopops - the kind of places where you needed to wipe your feet on the way out. Super cheap nights out. But 10 years later, students didn't do that anymore, they started going to trendy, expensive bars.

    They drove battered cars, if they drove one at all. Not new Citroen Saxos bought on PCP which came with free insurance.

    Today's young are fed a diet of reality TV and social media, depicting people enjoying fabulous lifestyles and one thing that unites all these 'reality' stars is that none of them are shown picking lettuce, fixing cars, fitting boilers or writing low level design documents. The life style you want, without having to earn it.

    Earlier this year, I bought a 2 up 2 down mid-terrace for £50,000. Needed "a bit" of work, but that kind of house price is well within the reach of a couple earning £20k a year between them. But they don't want to live there. They want to live in expensive but valueless city centre flats and still have all the trimmings.

    No. There should not be tax breaks for the snowflake generation.

    Leave a comment:


  • Pip in a Poke
    replied
    Yes, I can remember going to Ventimiglia in the mid-80s. The return scheduled flight to Nice on Air France was £330. That was a lot of hours stood on a procuction line packing yoghurt.

    So I got a Transalpino rail ticket from London Victoria to Ventimiglia via Newhaven - Dieppe for just over £100. That was the cheapest way to do it & it was only available to the under 25s. But, even that is expensive when you extrapolate out to today's prices.

    Of course, I'm sure I could have gone DanAir - that was the way to do cheap(er) air travel in the days before el-cheapo airlines. Get a bucket seat on a charter flight.

    But I've always gone scheduled. 'Cos I'm worth it...

    Leave a comment:


  • Jog On
    replied
    Originally posted by SueEllen View Post
    The gym I go to now which if you are conned into paying full price is twice that is full of people over 35. Average age is around 50. This gym has loads of classes and a pool.

    So yes they go to the gym but they frequent the cheaper ones that are open 24 hours.
    How do you get out of paying full price? Is it the swanky gym with tennis/squash/badminton courts and a nice spa as well?

    My local Davis Lloyd has lots of younger people in it - especially in the free weight area but classes and the rest of it are also teaming with them - and it's not cheap at all.

    Leave a comment:

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