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Pension rip-off - I've thought about this before and there is a way out - just before retirement you emigrate to somewhere with a more sensible pension policy, therefore being able to transfer the money out and allowing you to use it as you want.
Due to retire shortly on my main pension scheme. Best annuity with no index linking works out at 6% One can get almost that much in a good deposit account like Cahoot, except of course Cahoot do not pocket your money when you snuff it. If anyone is using pension schemes take a good look at sums (not forgetting tax/NI savings when you save) as these rates may go even lower in future. Glad I have a lot more of my money in other things.
The advice needed. I could get a better rate if I was a smoker, overweight and in poor health. The problem is, I am such a magnificent speciman of humanity, handsome, lean, athletic, rippling muscles and a mind like a whip and if I had to have a medical no doctor would believe I was over 25. I was wondering if all you fat, unfit, unhealthy thick people on this board could give me some tips on how to be like you in 5 weeks?
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