Well I did it. I finally did it

[lukemg]

I know its different/easy for me due to time invested and finding it interesting but it seems like and absolute no-brainer to me to have money that I don't need long-term invested in shares.
If you have NO knowledge - look at Vanguard Lifestrategy, low cost global trackers.
Do it monthly (PCA), use ISA's + SIPP's, HOLD YOUR NERVE NO MATTER WHAT HAPPENS and give me a shout in 15 years, I promise you it will have been a good idea.
Staying in cash/deposits seems to be the craziest idea to me.
I don't like BTL (my shares dont phone me when the boiler breaks)
Zopa seems like a reasonable option for a portion too.
If not these, then what are you doing for plan B, or are you planning to work for ever....
GLA

[d000hg]

If you've large sums in your company account, you can invest in ThinCats without having to get the cash out of your business first.

[FiveTimes]

I think I'm going to stick a grand or two into Zopa after all - small change but I want to get used to the system and understand it before putting a significant amount in.

I'd thought of ZOPA. My understanding is because its spread across loads of borrowers you arent going to get much bad debt.
But is your money tied up for the term like this? Or can you get it back in emergency?

But what sort of returns can you get now?

Or have a look at ratesetter

[d000hg]

All that is answered on their website pretty clearly - they do a good job of explaining it simply.

[psychocandy]

I think I'm going to stick a grand or two into Zopa after all - small change but I want to get used to the system and understand it before putting a significant amount in.

I'd thought of ZOPA. My understanding is because its spread across loads of borrowers you arent going to get much bad debt.
But is your money tied up for the term like this? Or can you get it back in emergency?

But what sort of returns can you get now?

[d000hg]

I think I'm going to stick a grand or two into Zopa after all - small change but I want to get used to the system and understand it before putting a significant amount in.

[tarbera]

Wow live on the wild side

You will indeed be rich on your death bed

[cojak]

I bought a Rathbone's Special Fund ISA in 2005.

I'm hoping to break even next year.

[DimPrawn]

Risk-Adjusted Return Definition | Investopedia

[EternalOptimist]

Where was your common sense? How could you forget the mandatory 10% you should be spending on the wife?

10% ???

I give her a three inch start around the bedroom. what more can I do ?

[FatLazyContractor]

Where was your common sense? How could you forget the mandatory 10% you should be spending on the wife?

[EternalOptimist]

The missus is fkng fumin.

but I finally did it.
I stuck 10k of my isa allowance into a high risk stock and shares.
loads of reasons, getting older, tories getting in, a wild streak


all my previous savings and investments have been extremely low risk.
I think I can afford to lose it, that's what made me do it.

but Mrs EO is NOT amused