Reply to: Buying a house

[Mincepie]

As long as the probate is all cleared up then should be straight forward, but a colleague has just had a 9 month completion due to delays in the probate side of the process

Looking on the bright side they didn't try to renegotiate as London house prices went up over that timeframe.

Today's update:

They are waiting on a building regs completion form from council on the extensions that were done some time ago. This is good

Refusing to pay indemnity policies for Chimney stack removal, internal wall removal, replacement roof with too heavy tiles and a porch that contravenes a restrictive covenant. The justification is it was all done at least 20 years so etc etc. This is annoying and if i had to get only one it would be for porch

The planning infringement that appeared on my local searches has been laughed off basically. This is bad

They are now leaving the fire surround This is trivial

I think they will get the building regs completion cert (still not sure what that really is). The indemnity policies will hopefully be negotiated (i had to pay £600 for policies when i sold my house). The planning infringement worries me.

If i don't get indemnity policies when i come to sell house all his mess becomes my issue. The planning infringement needs to prioritised.

[Scrag Meister]

Sort of a chain but they are buying a probate flat (downsizing) i am praying that isn't complex (apparently only 1 enquiry left there)

As long as the probate is all cleared up then should be straight forward, but a colleague has just had a 9 month completion due to delays in the probate side of the process

Looking on the bright side they didn't try to renegotiate as London house prices went up over that timeframe.

[vetran]

I think I love Vetran

ftfy

[Churchill]

ftfy

You really are a clueless fuqwit.

[TheCyclingProgrammer]

We got our fixtures and fittings list through from our sellers and whilst they are leaving most things that you'd expect, they want to take the curtain poles too. I don't get it. How do they know they will fit in their new place anyway?

Just checked the form again and they are also taking the toilet roll holder.

[ZARDOZ]

must admit I'm taking the water softener but leaving the curtain poles and dishwasher.

White goods sometimes for negotiation I get, especially if newish/good quality.
Their attitude was if you don't buy it will will rip it out including carpets. When it comes to light fittings they were reminded that by law they have to replace them with a basic fitting, ultimately would have cost more than they were worth so they left them in situ. Curtain polls was just very tight as they would not have fitted in most houses, I mean who takes the curtain polls in a move? FFS

[vetran]

We bought an expensive period property off an older couple and tight doesn't come into it, they wanted to charge top rate for light fittings, curtains and even curtain poles! I wouldn't mind so much if the said items were not several years old. We would have ripped them out at some stage anyway. But the prospect of moving into a house with young children without even a curtain poll really peed me off. I understand if it's someting of value like an Aga but getting tight over a few hundred quid for tat when the house sale is worth several hundred thousand leaves a bitter taste in the mouth and is not very classy. In the end we called their bluff threatened to pull out and they left 90% of it for 'free'.

Contrast that with the house I sold where I left all fixtures and fittings (much newer than the ones above) and did not ask a penny for them.

must admit I'm taking the water softener but leaving the curtain poles and dishwasher.

[ZARDOZ]

Have a mortgage in place so all boxes will need to be ticked or indemnified as you say. They wanted to take teh fire surround which took me by surprise but apparently they will replace but lets see what the replies say...

We bought an expensive period property off an older couple and tight doesn't come into it, they wanted to charge top rate for light fittings, curtains and even curtain poles! I wouldn't mind so much if the said items were not several years old. We would have ripped them out at some stage anyway. But the prospect of moving into a house with young children without even a curtain poll really peed me off. I understand if it's someting of value like an Aga but getting tight over a few hundred quid for tat when the house sale is worth several hundred thousand leaves a bitter taste in the mouth and is not very classy. In the end we called their bluff threatened to pull out and they left 90% of it for 'free'.

Contrast that with the house I sold where I left all fixtures and fittings (much newer than the ones above) and did not ask a penny for them.

[ELBBUBKUNPS]

Sell your house.

Get a short term rental and then you're in a chain free position - always an advantage.

Yeah looks like I might have to go that route, just prices are moving so quick I worried of getting priced out of what I'm after, I could move in with gf for a while.

[vetran]

Sell your house.

Get a short term rental at 3-4 times your mortgage payments and then you're pouring away cash - always a disadvantage.

ftfy

[Churchill]

In in London and I can't even get an offer accepted, last offer I put on a place was this weekend turned out there was another 11 offers from 23 viewings, 3 cash at over 800k, I can't compete even with my place sold (buyer willing to wait but how much longer...) and no mortgage needed, its fecking depressing, god knows how first time buyers manage.

Sell your house.

Get a short term rental and then you're in a chain free position - always an advantage.

[ELBBUBKUNPS]

In in London and I can't even get an offer accepted, last offer I put on a place was this weekend turned out there was another 11 offers from 23 viewings, 3 cash at over 800k, I can't compete even with my place sold (buyer willing to wait but how much longer...) and no mortgage needed, its fecking depressing, god knows how first time buyers manage.

[original PM]

I am hassling the estate every two days to harass the sellers solicitor and my solicitor is so sick of me emailing her I know feel like a naughty schoolboy after every terse response haha.

I think about 20 football managers have been fired during the same time frame!

Don't feel guilty they are taking your money so feel free to bother them as much as possible they will get bored and sort you out just so you stop bothering them.

As others say they are just interested in your money so make the leaches earn it

[Mincepie]

If you have a mortgage then all the boxes with respect to this will need to be ticked or indemnified, if you are paying cash you have the prerogative to waiver it. It's all a question about the attitude to risk of you/your mortgage company. Persumably you are past the fixtures and fittings negotitations? That can be a major sticking point!

Have a mortgage in place so all boxes will need to be ticked or indemnified as you say. They wanted to take teh fire surround which took me by surprise but apparently they will replace but lets see what the replies say...

[ZARDOZ]

I think we lost a few weeks at beginning as oldies we are buying from needed ages to complete solicitor and agents forms. At least two weeks for enquiries to be raised then answered and then processed for us to review. They had some building work done decades ago that doesn't have the relevant completion certificate from the council and there was/is an outstanding planning infringement. I am praying its something minor and i have a feeling my solicitor will be giving me an update today tomorrow.

If you have a mortgage then all the boxes with respect to this will need to be ticked or indemnified, if you are paying cash you have the prerogative to waiver it. It's all a question about the attitude to risk of you/your mortgage company. Persumably you are past the fixtures and fittings negotitations? That can be a major sticking point!