Jury Service Insurance- After deferring intial callout

[Glencky]

Genuine question to the OP - would you expect to be able to get life insurance after a terminal diagnosis? Would you expect to be able to insure your home just after it had been burgled?

No, you can't get insurance when the trigger for the claim event has already taken place. You're now not looking for 'if' you get called for Jury service, you have already been called and deferred twice so you're talking about 'when' it happens. It doesn't matter how many policies you read, none of them are going to work. You're just going to have to plan it in and do it, or find a way to convince them you're sufficiently self employed that you can continue to get out of it.

[malvolio]

Definitely not. From the claim form

"Jury service can be deferred, but it is the date of the initial summons which determines whether cover will be provided"

Indeed, but it's like any kind of protective insurance cover, it's a needless expense until you need it. A £250 membership fee would have repaid itself several times over...

[mudskipper]

I'd say so.

Definitely not. From the claim form

"Jury service can be deferred, but it is the date of the initial summons which determines whether cover will be provided"

[northernladuk]

Thanks- so in my case even IPSE cover will not apply?

I'd say so.

[2019snow]

You don't need to take out any jury service insurance, unless you do actually want to do it and get paid whatever the cover amount is. You can asked for a permanent exclusion on the basis that you are self employed (in their eyes) and therefore cannot afford to not be working due to loss of income.

Hi,
Thanks for all your replies.
I didn't think there was a way to get out of it permanently - getting a deferral has been hard enough. Here is the note from them.

" They have also advised me to advise you that this is not your first request for excusal having been able to previously excuse you from attending. Any further requests will only be considered by the Clerk of Court on the day of attendance"

[kaiser78]

You don't need to take out any jury service insurance, unless you do actually want to do it and get paid whatever the cover amount is. You can asked for a permanent exclusion on the basis that you are self employed (in their eyes) and therefore cannot afford to not be working due to loss of income.

[mudskipper]

Join IPSE...

Good advice generally for the future, but it will not pay out in the OP's situation. It is the date of the initial summons which determines whether cover will be provided.

[northernladuk]

Join IPSE...

But in their site it says..

You just need to have been notified about your jury duty after your IPSE membership begins. You’ll also need to have been a member for over a month

[malvolio]

Join IPSE...

[mudskipper]

Hi,
I'm new here , so please bear with me.
I started contracting in Jan 2018 and with my luck , I've already been contacted twice for Jury service. Managed to defer on both occasions but trying to see if I can take up a Jury service insurance cover now.

But the 2 companies I tried, QDOS and Larserhowie, both have clauses that won't cover my situation. Does anyone know of any other insurance provider covering my situation i.e. high risk of being called due to being in the deferred list?

Many Thanks :-)

I would doubt it very much - you have deferred it, not been excused it. It would be like taking out life insurance after being told you have six weeks to live.

[2019snow]

Hi,
I'm new here , so please bear with me.
I started contracting in Jan 2018 and with my luck , I've already been contacted twice for Jury service. Managed to defer on both occasions but trying to see if I can take up a Jury service insurance cover now.

But the 2 companies I tried, QDOS and Larserhowie, both have clauses that won't cover my situation. Does anyone know of any other insurance provider covering my situation i.e. high risk of being called due to being in the deferred list?

Many Thanks :-)