Originally posted by TheFaQQer
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Reply to: Joining IPSE+
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Previously on "Joining IPSE+"
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Originally posted by asingh View PostIPSE+ offer the PL/EL and PI insurances - Am i right in thinking the IPSE+ membership covers the "tax inquiry insurance" or do I still need to purchase that separately?
But make sure you compare like with like - IPSE will pay the costs of the fight, QDos TLC35 will pay the costs and any penalty you face (yes, Mal, I know they have never paid out and it's a really low risk so why bother).
Consider your risk profile, and then decide whether you want one or the other or both - personally, I have both.
And don't forget that if you use someone's Member Get Member referral code when you join (such as IPSEMGM0005 ) then you get a tenner at iTunes or Amazon, and so do I.
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Hi Guys, I'm kind of new to contracting so a bit of a newbie question!!
I am currently thinking of joined IPSE+ membership and take out the insurances as well. Just had a quick question i'm hoping someone on here could help me with!
I have the following insurance with QDOS :-
Professional Indemnity
Public Liability
Employer Liability
Tax inquiry insurance.
IPSE+ offer the PL/EL and PI insurances - Am i right in thinking the IPSE+ membership covers the "tax inquiry insurance" or do I still need to purchase that separately?
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Originally posted by malvolio View PostGo to www.ipse.co.uk and look under Membership then Summary and you will get this useful list of what Normal and Plus membership gives you. But in summary it's tax investigation insurance plus a lot of protections against things like Jury Service or your Agency defaulting on their payments that can cost you lots of money for not very much money
HTH. Again.
Jury service could come in handy too I guess.
Also, I did claim once for business interruption when agency canned gig on friday at 4pm before monday. To be fair, they probably could have knocked it back, but without any argument, they paid up a days rate as a claim.
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Originally posted by flipFlop View PostIt doesn't... and you don't "HTH" either.
HTH. Again.
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Originally posted by tl97 View PostThey only accept debit cards for buying the gift cards, credit cards incur an additional fee.
It's hardly an uncommon business practice, though.
Originally posted by tl97 View PostAnd they sometimes add a postage fee on top - so a lot of the savings are wiped out. I gave feedback on this on the IPSE forums and got an unfriendly reply from IPSE on it - the insurance probably makes it worth it, but IPSE Advantages is a bit of a con.
As mal says (and as per the IPSE forum) - members have received £60k in savings not including discounts which don't appear in the running total, so it clearly works for some people.
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Originally posted by tl97 View PostThey only accept debit cards for buying the gift cards, credit cards incur an additional fee. And they sometimes add a postage fee on top - so a lot of the savings are wiped out. I gave feedback on this on the IPSE forums and got an unfriendly reply from IPSE on it - the insurance probably makes it worth it, but IPSE Advantages is a bit of a con.
HSBC until last year offered a similar scheme and I didn't see anything wrong in them passing on their costs (merchant handling fees and postage) to me when they incurred them...
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Originally posted by tl97 View PostThey only accept debit cards for buying the gift cards, credit cards incur an additional fee. And they sometimes add a postage fee on top - so a lot of the savings are wiped out. I gave feedback on this on the IPSE forums and got an unfriendly reply from IPSE on it - the insurance probably makes it worth it, but IPSE Advantages is a bit of a con.
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They only accept debit cards for buying the gift cards, credit cards incur an additional fee. And they sometimes add a postage fee on top - so a lot of the savings are wiped out. I gave feedback on this on the IPSE forums and got an unfriendly reply from IPSE on it - the insurance probably makes it worth it, but IPSE Advantages is a bit of a con.
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Originally posted by mudskipper View PostBut yes, I will be looking at the giftcard thing again - I buy lunch in Sainsbury's most days, so might start with that one.
I should have kept the couple that I've done in the past, but I didn't realise.
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... Also, I believe anyone can join the Dell VIP club to get discount codes that don't work - I don't think the privilege is just for ipse members, so whether it could be considered a genuine 'advantage' I'm not sure.
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Originally posted by tractor View PostThe problem MS had is nothing to do with the gift card issue. Once you sign up to Dell, they email you a couple of discount codes to start you off. The problem is that the discount codes that you are supposed to apply at the checkout simply do not work!
I was lucky, I found a workaround that did not work for MS. I did complain at the time but haven't seen anything done about it.
I whinged on the ipse forum, and they have assured me they will look into it (the edenred/payroll thing).
Got narked with it all so bought a laptop from HP using Mr ms's employee discount Now just swearing at Windows 8.1...
But yes, I will be looking at the giftcard thing again - I buy lunch in Sainsbury's most days, so might start with that one.
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