Reply to: Registered Office address

[SarahL2012]

I know...........
Cause they were asking about reg office addy I just jumped in thinking they were new.

Apologies !

That's ok! I lurk in the background normally having a good giggle at the posts in general. And you were nice to me rather than growling like a lot of people do to newbies who ask questions!

[SarahL2012]

Thanks everyone!

There is the standard clause in the tenancy agreement re: running a business. We raised a specific request about registered office and the landlord turned it down. There are a number of covenants on the property (it's v old & has 'historic interest') so it could be something to do with that or just general landlord paranoia. He has said it's ok to get post for the business there if need to so that can cover bank statements, remittances etc.

Probably going to go with one of the companies that uses a London address as registered address. It's not too expensive for a year & they'll forward on mail. Another good reason to find a permanent house to buy.....

[blacjac]

Places like Regus usually offer an address that you could use for a small fee, although I'm not sure how costs would compare with companiesmadesimple.

I've used several Regus-like-but-much-cheaper serviced office suppliers as virtual office providers. It's a simple service but the quality varies a lot - our current provider keeps forwarding us other peoples mail but you can't tell that until after you've opened it as they put a sticker over the name and address....

[Bellona]

SarahL2012
Join Date May 2012

I know...........
Cause they were asking about reg office addy I just jumped in thinking they were new.

Apologies !

[Craig at Nixon Williams]

Most companies have registered offices that are accountants' offices with a separate trading address, and surely debt collectors understand that. There's little point turning up at an accountant's office.

If I was a debt collector, I'd find out where the director lived and go there.

We have received letters from debt collection agencies for clients that use us as registered office before, it's a shame that they didn't have the same idea as you..

[SueEllen]

As a landlord you don't have any rights over the use of the postal address. You've assigned that to the tenant in effect.

It would depend on the restrictive covenants on the property.

So if they said no businesses or no type of business the landlord is well within his/her rights for putting this in the tenancy contract and evicting tenants who breach this.

[VectraMan]

Not a risk I am willing to take on board as a landlord though.

As a landlord you don't have any rights over the use of the postal address. You've assigned that to the tenant in effect.

[SueEllen]

Not a risk I am willing to take on board as a landlord though.

Every landlord is different like every tenant.

Some tenants don't bother asking and you will never find out. There as others will cause the debt collectors to turn up over their personal credit card debts.......

[northernladuk]

Insurers are less strict about this than they use to be.

Most are happy with people working from home who do clerical work or "computer" work. Even being a registered childminder is fine. What they don't want is loads of business visitors or you to hold stock in the property.

Not a risk I am willing to take on board as a landlord though.

[DirtyDog]

Hi and welcome

SarahL2012
Join Date May 2012

[SueEllen]

It could also invalidate his insurances. The insurance company won't care about the details, they will just won't pay out.

Insurers are less strict about this than they use to be.

Most are happy with people working from home who do clerical work or "computer" work. Even being a registered childminder is fine. What they don't want is loads of business visitors or you to hold stock in the property.

[garethevans1986]

We have a virtual address and they forward the post to our house or you could ask your accountant if they're happy for you to use their address.

GE

[TheCyclingProgrammer]

Regardless of the reason, the landlord has every right to stipulate this. Just use your accountants address if they offer this service or a mailbox service - I used to use one that my partner worked at and it only cost £80 a year.

[VectraMan]

The problem is that if your business has debts (not that I'm suggesting that yours does) then the registered office is where the creditors or debt collection agencies will likely turn up – landlords will not want that…

Most companies have registered offices that are accountants' offices with a separate trading address, and surely debt collectors understand that. There's little point turning up at an accountant's office.

If I was a debt collector, I'd find out where the director lived and go there.

It could also invalidate his insurances. The insurance company won't care about the details, they will just won't pay out.

If you're going to be that paranoid, so could doing any kind of work at home; having any business assets at home; having any business related post delivered to your home (your bank will want a real address for one), or claiming your home address is your permanent place of work for the purpose of claiming expenses. Yet none of us worry about these things.

[northernladuk]

My rented house has been my registered office for a couple of years now. Has the landlord explicitly stated this, or is it the more usual tenancy clause about operating any kind of business? Because the latter only really applies if you're having customers visit etc., and you're not going to have any issue over the 2 letters a year you're likely to get to your registered office from CoHouse/HMRC.

It could also invalidate his insurances. The insurance company won't care about the details, they will just won't pay out.