Originally posted by Fuzzynavel
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Why not use it as capital?
Although you also mention a holding structure. Who owns the contracting LTD? If it's the holding company then you can pay the cash as dividends to the holding company with no personal tax consideration.
Lending money from one company to another sounds like a wheeze and one that you ought to get professional advice on. These will be associated companies so cannot be considered totally independent from a personal tax perspective anyway.
How much cash are we talking though? You mention strike off which implies <£25k and if that is true just get on with it.
If it's a couple of hundred k then pension is a good option. If it's getting towards a £1m then professional advice is strongly recommended.
None of which helps with IR35 which just is what it is and you need to either understand it better, or seek professional advice, or just work inside (which it sounds like you are anyway).
IANAL
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