Reply to: State pension qualifying years

[TheDogsNads]

Have you ever watched Erin Brokovitch?

The UK Government has a similar defacto response to PG&E (except PG&E actually wrote to claimants telling them No), ignore the first request, think about it on the second and maybe do something on the third.

Most people give up somewhere between 1st and 2nd request, and as the department doesn't have a large enough head count to resolve all issues, they just handle the ones that look like they will kick up a stink. Of course this isn't official policy and they will deny it if challenged, but I bet anyone who has ever dealt with them has expereinced this sort of journey to resolution

Well if people give up after the 1st or 2nd attempt, no wonder they never get any joy. Not my problem.

[Lance]

By the way, I'm not paying myself short. I need to be at the secondary threshold of £732/month to avoid paying any National insurance. That's what's recommended as well by accountants:


The recommendation is to pay between £6241 (Lower Earning Limit of £520/month) to £9500 (£792 Primary Threshold). It indicates it still gets state benefit contribution.

Like I said. It’s not my specialisation but my accountant has me on c. £790 a month to maximise take home pay.

You seem determined to work it out yourself though. So carry on.

[cwah]

you're also paying yourself about £60 short. Maybe that's why there's no pension payments????
Dunno really. I leave this to a professional.

By the way, I'm not paying myself short. I need to be at the secondary threshold of £732/month to avoid paying any National insurance. That's what's recommended as well by accountants:


The recommendation is to pay between £6241 (Lower Earning Limit of £520/month) to £9500 (£792 Primary Threshold). It indicates it still gets state benefit contribution.

[Lance]

I make sure I top it to the max by year end. And lower earning limit is much lower. Shouldn t be the case

'should not' != 'will not'

pls forgive me if I don't take your advice.......

[cwah]

you're also paying yourself about £60 short. Maybe that's why there's no pension payments????
Dunno really. I leave this to a professional.

I make sure I top it to the max by year end. And lower earning limit is much lower. Shouldn t be the case

[Lance]

If you don't know what you are doing - get yourself an accountant - for you will need one when you screw things up.

you're also paying yourself about £60 short. Maybe that's why there's no pension payments????
Dunno really. I leave this to a professional.

[eek]

I called the national insurance number and they told me they had technical issue where the call is cut mid way... So after 20 min wait and 5 min chat it just cut.... damn. I'll try again calling

I was also paying myself via the Basic PAYE tool, and I was wondering something:
[IMG][/IMG]

I normally just put my wage in the "pay amount for income tax purpose" and leave the "Pay amount for NICs purpose" blank. But actually could that be what's missing? Should I put something in this box to get the tax credit? And if so what should I put? Any idea?

Thanks

If you don't know what you are doing - get yourself an accountant - for you will need one when you screw things up.

[cwah]

I called the national insurance number and they told me they had technical issue where the call is cut mid way... So after 20 min wait and 5 min chat it just cut.... damn. I'll try again calling

I was also paying myself via the Basic PAYE tool, and I was wondering something:
[IMG][/IMG]

I normally just put my wage in the "pay amount for income tax purpose" and leave the "Pay amount for NICs purpose" blank. But actually could that be what's missing? Should I put something in this box to get the tax credit? And if so what should I put? Any idea?

Thanks

[oilboil]

That's the attitude they want you to believe and give up. But you must not, you have to keep banging away. This is why you need to keep evidence of your actions.

If you're not prepared to fight, give up. No one said it was going to be easy.

Note this address is for NIC complaints and is slightly differentbut should go to the relevant department.

NIC and EO Complaints
HM Revenue and Customs
BX9 1AA
United Kingdom

Have you ever watched Erin Brokovitch?

The UK Government has a similar defacto response to PG&E (except PG&E actually wrote to claimants telling them No), ignore the first request, think about it on the second and maybe do something on the third.

Most people give up somewhere between 1st and 2nd request, and as the department doesn't have a large enough head count to resolve all issues, they just handle the ones that look like they will kick up a stink. Of course this isn't official policy and they will deny it if challenged, but I bet anyone who has ever dealt with them has expereinced this sort of journey to resolution

[TheDogsNads]

Thanks but it's the gov, they can keep ignoring forever while I continuously send reminder. What could they risk?

That's the attitude they want you to believe and give up. But you must not, you have to keep banging away. This is why you need to keep evidence of your actions.

If you're not prepared to fight, give up. No one said it was going to be easy.

Note this address is for NIC complaints and is slightly differentbut should go to the relevant department.

NIC and EO Complaints
HM Revenue and Customs
BX9 1AA
United Kingdom

[Lance]

Thanks but it's the gov, they can keep ignoring forever while I continuously send reminder. What could they risk?

Actually they can't. They have a statutory responsibility.
You need to be persistent and ask the right questions.
Who'd have thought intelligent people can be so baffled by basic bureaucracy?

[cwah]

You send them a copy of the original letter plus a follow up demanding a response. Send it guaranteed next day delivery or first class signed for. Keep the receipt and take a screenshot of confirmation of delivery from the Royal Mail site after the relevant delivery date.

You've just got to keep on at them. one of their tactics is to ignore you until you give up. You must not.

Thanks but it's the gov, they can keep ignoring forever while I continuously send reminder. What could they risk?

[TheDogsNads]

Ahhh I need help with all this bureaucracy...

I called the National insurance first (National Insurance numbers - GOV.UK) to explain that I paid above the Lower Earning Limit so I should be entitled to basic state pension (Rates and allowances: National Insurance contributions - GOV.UK)

Then they told me I have to contact the pension advisory instead (Contact the Pension Service - GOV.UK). After 3 calls to different people and many hours wasted, the guy told me I have to WRITE them an MAIL to make a request to this department:

National Insurance Contributions and Employers Office
HM Revenue and Customs
BX9 1AN
United Kingdom

So I sent a mail about 6 weeks ago, and found out this address is for non UK resident (I am UK resident): National Insurance: non-UK residents - GOV.UK


So far, they still haven't answered me. Didn't mail me back. Didn't call me back. Didn't email me back.

What should I do?

You send them a copy of the original letter plus a follow up demanding a response. Send it guaranteed next day delivery or first class signed for. Keep the receipt and take a screenshot of confirmation of delivery from the Royal Mail site after the relevant delivery date.

You've just got to keep on at them. one of their tactics is to ignore you until you give up. You must not.

[Lance]

What should I do?

go here Citizens Advice

[cwah]

Ahhh I need help with all this bureaucracy...

I called the National insurance first (National Insurance numbers - GOV.UK) to explain that I paid above the Lower Earning Limit so I should be entitled to basic state pension (Rates and allowances: National Insurance contributions - GOV.UK)

Then they told me I have to contact the pension advisory instead (Contact the Pension Service - GOV.UK). After 3 calls to different people and many hours wasted, the guy told me I have to WRITE them an MAIL to make a request to this department:

National Insurance Contributions and Employers Office
HM Revenue and Customs
BX9 1AN
United Kingdom

So I sent a mail about 6 weeks ago, and found out this address is for non UK resident (I am UK resident): National Insurance: non-UK residents - GOV.UK


So far, they still haven't answered me. Didn't mail me back. Didn't call me back. Didn't email me back.

What should I do?