Pensions Regulator

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northernladuk replied

4 September 2018, 13:35
Originally posted by Lance View Post

easier than thinking it seems

Indeed :
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Lance replied

4 September 2018, 13:34
Originally posted by northernladuk View Post

Hard work this reading stuff innit..

easier than thinking it seems
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northernladuk replied

4 September 2018, 13:32
Hard work this reading stuff innit..
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Jessica@WhiteFieldTax replied

4 September 2018, 13:30
Originally posted by Syd View Post

I didn't know that is an option (the letter doesn't mention it).
That would solve my problems, how do I do that?

Assuming you are sole director / employee of YourCo Ltd:

https://automation.thepensionsregula.../notanemployer

If there is another employee, its more complex but still possible.
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Syd replied

4 September 2018, 12:55
Originally posted by Jessica@WhiteFieldTax View Post

Why not just opt yourself out?

I didn't know that is an option (the letter doesn't mention it).
That would solve my problems, how do I do that?
Leave a comment:
Jessica@WhiteFieldTax replied

4 September 2018, 12:48
Why not just opt yourself out?
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northernladuk replied

4 September 2018, 12:48
Plenty of articles about this around..

Last edited by Contractor UK; 12 October 2018, 21:25.
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Syd started a topic Pensions Regulator

4 September 2018, 12:39
Pensions Regulator

Got a mail from the Pensions Regulator that I need to set up my LTD for pensions auto-enrolment.

Now I have a pensions pot from my permie days (they do auto-enrolment), but they quoted me a 0.76% annual management fee + £46/month employer pension charge. I find this pretty high.

Long term I want to open a Vanguard SIPP but that's not available yet, but I need to comply to the regulator very soon. Also I'm not planning to contribute just right now because building an emergency fund is more important.

So right now I just need anything to tick the box and keep the regulator happy, the cheaper the better, that I can exit easily.

Any ideas?
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