test please delete

[FiveTimes]

Dunno, I've been really lazy about this whole money thing, just joined an umbrella recommended by a few people here. I thought it'd be a less stressful way to start myself contracting

I'd contract in the past with an umbrella and used to <quiet mode> claim for everything the dispensation allowed </quiet mode> then I went permie, got pissed off, went contracting and set Ltd up in March. Spot on, the only regret is my accoutant. Not happy, but will change that in the new year.

[NickFitz]

How rude of me, hello Nick

Hi Stu

Don't mind me, I'm not really here... I'm hovering on the brink of getting up and going to make some dinner

[FiveTimes]

Isn't there an initial 5% of the gross that isn't liable for PAYE?

What time you out to the FMB bar ?

[FiveTimes]

Nick is only floating around to stop me passing him in the post count total

[NickFitz]

I'd contract in the past with an umbrella and used to <quiet mode> claim for everything the dispensation allowed </quiet mode> then I went permie, got pissed off, went contracting and set Ltd up in March. Spot on, the only regret is my accoutant. Not happy, but will change that in the new year.

<quiet mode> claim for everything the dispensation allowed </quiet mode>

Oi, HMRC, over here...

[DiscoStu]

I'd contract in the past with an umbrella and used to <quiet mode> claim for everything the dispensation allowed </quiet mode> then I went permie, got pissed off, went contracting and set Ltd up in March. Spot on, the only regret is my accoutant. Not happy, but will change that in the new year.

I'm thinking SJD, they seem to get some pretty positive reviews. Plus they own my umbrella so it shouldn't be too painful a move...

[FiveTimes]

<quiet mode> claim for everything the dispensation allowed </quiet mode>

Oi, HMRC, over here...

That was in the past... I've learnt a lot since then

[DiscoStu]

I might hit 1000 TPD posts tonight

[FiveTimes]

I'm thinking SJD, they seem to get some pretty positive reviews. Plus they own my umbrella so it shouldn't be too painful a move...

Seamless.... but then again it could be a nightmare...
SJD et al don't come on here touting do they ?

[DiscoStu]

Mmmm, my Papa John's half and half Hawaiian and Pepperoni Plus is on its way