Overdrawn Capital Account Scheme (Aston Mae / Glen Mae / Procorre)

[suckerpunch]

Have you still not started the process, now you're into the Christmas shutdown, HMRC shutdown... their interest and late penalties don't. Choose someone to do your bidding and get started, this is truly one of those moments in your life where time is absolutely of the essence.

I have started the process, yes, I have asked Gilbert Tax to represent me.

Now I wait to see what fresh hell next year will bring. A few weeks, maybe months, of stress and self-loathing. It's hit me bad. My wife and I have become strangers living in the same house and I can't look at the kids without feeling guilty. My son wants to go to college and then university, but that might not happen because of my poor choices.

I wake up early to exercise every day - it helps dissipate the anxiety, but not the shame.

I'll keep you all updated - writing about it helps.

[piebaps]

Remember this link https://forums.contractoruk.com/hmrc...f-options.html

And in particular this advice;

If you are feeling desperate about the situation you are finding yourself in with regards to the HMRC please talk to someone about what is happening (talking on forum does not count). Please talk to a friend, a family member or someone from an organisation like Samaritans (ph. 116 123). Sharing what you are going through with someone can make a big difference to how you feel even if the circumstances don't change.

Talking about financial matters is not easy or normal for most people and there may be a feeling of shame about the situation holding you back from talking to someone. It might be helpful to frame the conversation like this

- You made a mistake and a lot of other people have made the same mistake
- This was openly and widely marketed and no action was taken by the HMRC to shut the schemes down when the action started
- The HMRC are now taking retrospective action but are only targeting the end users of the scheme not the schemes promoters or end clients who may have forced people into using the scheme

Please also remember that it is just money. Yes it is crappy to maybe maybe lose your home and go bankrupt and see your earnings from a lot of hard work disappear but you can survive and rebuild afterwards. I can't speak for everyones situation but please take time to consider what you do have and what the HMRC cannot take away from you.