Joint action on APN

[DonkeyRhubarb]

Yes I appreciate this. As much as I'm not in a position to pay within the 90 days, it really stinks that it has come to this. You know your fate is sealed but are just delaying the inevitable.

Yes it's a crap situation where none of the options are appealing.

HMRC will offer time to pay (payment plans) which may be of benefit to some people.

[flamel]

Yes I appreciate this. As much as I'm not in a position to pay within the 90 days, it really stinks that it has come to this. You know your fate is sealed but are just delaying the inevitable.

Quite so - in some ways, the sooner it happens, the sooner I can get on with the rest of my life. I can't actually afford to pay either, TTP or not, so none of it makes any difference to me. I may as well spend what cash I do have defending myself - if that fails then so be it. Either way, HMRC don't get anything.

The only bit that keeps me awake is how to support the family after I'm bankrupted.

[ads1980]

I assume after we have all been screwed that the scheme providers get away Scott free?

[DonkeyRhubarb]

I assume after we have all been screwed that the scheme providers get away Scott free?

Of course.

A few are still standing by their clients but most seem to have washed their hands of it.

It was a fantastic business to be in while it lasted.

[ads1980]

Of course.

A few are still standing by their clients but most seem to have washed their hands of it.

It was a fantastic business to be in while it lasted.

My old promoter is still going and standing by us ( we will see how long for) but I just wonder if a claim can be made against them on the back of this? I know it's probably already been asked somewhere on here but do you think it is feasible DR?

[flamel]

I assume after we have all been screwed that the scheme providers get away Scott free?

Some have changed their business model - they are now advising on what to do with the new legislation, representing you against HMRC.

With at least 65,000 cases, sounds like a good business plan to me, it's a win, win and win again situation.

[flamel]

My old promoter is still going and standing by us ( we will see how long for) but I just wonder if a claim can be made against them on the back of this? I know it's probably already been asked somewhere on here but do you think it is feasible DR?

Rebus are trying to get this going, I believe

[DonkeyRhubarb]

Rebus are trying to get this going, I believe

Let me guess, on a "no win, no fee" basis.

Except for a "modest" up-front (non-refundable) fee to have your claim reviewed.

You might be better off buying lottery tickets.

[ads1980]

Let me guess, on a "no win, no fee" basis.

Except for a "modest" up-front (non-refundable) fee to have your claim reviewed.

You might be better off buying lottery tickets.

I've just bought my euromillions tickets! Thanks for reminding me

[webberg]

I've just bought my euromillions tickets! Thanks for reminding me

Enough perhaps?

I used to work for Rebus - not on the claims side.

To the best of my knowledge as of the end of last month there was no workstream looking at whether a mis-selling claim could be taken against those who sold you a scheme.

We did look at that but there are a number of potentially fatal problems. The fact that most people did not use an intermediary but bought direct from the provider; the provider is in the Isle of Man and not subject to UK regulation; the Manx authorities were "reluctant" to help; most of the providers and intermediaries are not regulated (FSA/FCA) and therefore the statutory compensation funds are not available; legal action is uncertain and as most providers no longer exist or have assets, there's no point. I could go on.

Again to the best of my knowledge Rebus has not taken a fee "modest" or otherwise from any contractor for any mis-selling claim.

I remain close to Rebus and very much believe that they are a much needed service as you are correct in the above assessment, promoters/providers have moved on from flogging sh1t to trying to defend it. Rebus supplies some hope of recompense and justice. It's not a perfect riposte but it's a lot cheaper than paying a law firm an hourly rate, regardless of result.

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