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End of a relationship, sudden homelessness, and having my business account frozen
It wasn't the end of the world
It seems that once one's war chest runs down, there could be some delay in going under from possible state benefit assistance and new agreements with suppliers about paying things off. We read about celebrities like Kerry Catona and Best's son going bankrupt then a year later the slate is wiped clean and so on.
It seems that once one's war chest runs down, there could be some delay in going under from possible state benefit assistance and new agreements with suppliers about paying things off. We read about celebrities like Kerry Catona and Best's son going bankrupt then a year later the slate is wiped clean and so on.
Tell you what, why don't you go bankrupt, test the waters for yourself and when you can afford to buy another PC come back and write a lengthy (poorly spelled) diatribe about your experiences to enlighten us all?
Mostly just bugger off and save the rest of us from the postings of this deeply tedious sickie account.
Tell you what, why don't you go bankrupt, test the waters for yourself and when you can afford to buy another PC come back and write a lengthy (poorly spelled) diatribe about your experiences to enlighten us all?
Mostly just bugger off and save the rest of us from the postings of this deeply tedious sickie account.
It seems that once one's war chest runs down, there could be some delay in going under from possible state benefit assistance and new agreements with suppliers about paying things off. We read about celebrities like Kerry Catona and Best's son going bankrupt then a year later the slate is wiped clean and so on.
Let us know how it turns out for you, you're the one on the blacklist.
Let us know how it turns out for you, you're the one on the blacklist.
The blacklist is something of a myth (or perhaps a legend - it does exist, but doesn't really work how the public believe it does). The OP is far more likely to be on the greylist, which is much more nebulous in its operation (offshore), but which can best be understood by the 'shadow' it casts: poor rates offered, CVs mysteriously not put forward to client etc. etc.
I moved house and had several months off when my first child was born, which left it depleted and then a year later the "crisis " hit and companies simply stopped spending money on the sort of niche projects I usually work on, and my fallback commodity skills were all but useless in a market saturated with people with far more experience in them than I had.
3 months later I was doing the shopping on credit cards, 3 months after that I finally got a gig in Germany, funded the move there and next three months on credit (had to, because it took that long to sort out a German VAT number and get paid again) and I'm still dealing with the fallout, which means I have a fair amount of CC debt I shuffle around on zero percent deals and a roughly equivalent amount of ready cash that should keep me going 4 months or so and growing. Once I have six months worth of cash I will turn to paying the cards off.
I wouldn't say my contracting career has failed, as when you average out over a five or ten year period I've billed amounts that permie management would envy, and I've never been bankrupt, claimed benefits, been unable to pay my bills, been forced to sell any of my collection of random tat or driven a car that wasn't made in Germany. So overall I'd say I'm doing all right, and I've learned a valuable lesson.
While you're waiting, read the free novel we sent you. It's a Spanish story about a guy named 'Manual.'
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