Originally posted by psychocandy
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Car insurance - using no claims on 2 policies short term?
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A contractor letting his wife drive round in a Matiz. Right catch you are! LOL.'CUK forum personality of 2011 - Winner - Yes really!!!!Comment
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Originally posted by northernladuk View PostA contractor letting his wife drive round in a Matiz. Right catch you are! LOL.Comment
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So hang on, let me get this straight, I can have my no claims discount on no cars or one car, but if I buy another car I get zero no claims even though I've got 15 years without a claim?
That's not a no claims bonus, that's no claims anal violation. ******* insurance *****. Bunch of money grubbing *****.While you're waiting, read the free novel we sent you. It's a Spanish story about a guy named 'Manual.'Comment
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Originally posted by doodab View PostSo hang on, let me get this straight, I can have my no claims discount on no cars or one car, but if I buy another car I get zero no claims even though I've got 15 years without a claim
What's even more tulip is that some companies offer "accelerated NCB", now that's total utter tulip!Comment
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Originally posted by eek View PostYou can't temporarily use a NCD against two policies. Its just not possible and will invalidate both policies if they find out. AND if you have an accident they will find out.
Sort it out now.Comment
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Originally posted by northernladuk View PostA contractor letting his wife drive round in a Matiz. Right catch you are! LOL.
Dont feel too sorry for her - shes got two cars. A classic mini and this car now.
Nothing wrong with a matiz anyway. It goes from A to B! :-)
tulipe ride is better than a posh walk remember.... :-)Rhyddid i lofnod psychocandy!!!!Comment
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Originally posted by doodab View PostSo hang on, let me get this straight, I can have my no claims discount on no cars or one car, but if I buy another car I get zero no claims even though I've got 15 years without a claim?
That's not a no claims bonus, that's no claims anal violation. ******* insurance *****. Bunch of money grubbing *****.
You're not suddenly a huge risk because you own another car after all. All a con from the insurance industry I'm afraid.
Only way around is to get a classic car. They dont bother with crap like NCD and its usually dead cheap. Dear wifes classic mini is about £120 a year to insure and you dont need to worry about NCD etc (and its got a guaranteed value rather than some bellend saying 15 year old mini = worth £200).Rhyddid i lofnod psychocandy!!!!Comment
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Originally posted by escapeUK View PostSo you can use it against two then? Shouldn't <> can't.Rhyddid i lofnod psychocandy!!!!Comment
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Originally posted by doodab View PostSo hang on, let me get this straight, I can have my no claims discount on no cars or one car, but if I buy another car I get zero no claims even though I've got 15 years without a claim?
That's not a no claims bonus, that's no claims anal violation. ******* insurance *****. Bunch of money grubbing *****.
If you have no car, they will allow you to suspend your insurance for upto 6 months. Then after that they'll cancel (although why they do this if you're prepared to insure nothing I dont understand!).
If you have an existing policy and are changing your car, some will allow you to have both cars covered on the one policy for a short time (about 28 days while you move the 'old' car on).
If you have an existing policy and buy a second car, some insurers will give you a shadow full NCB on a second policy you take out with them. Other insurers will give you the same discount on the second policy as they give all new drivers taking their first policy ie about 15%.
It pays to shop around.I couldn't give two fornicators! Yes, really!Comment
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