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Have you got a pension?

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    Calm down dear, it's only your financial future.
    I am using ISA's and a SIPP (v.useful for getting money out of the Ltd co). I wont touch BTL, too much grief, too illiquid, too little diversification BUT best of luck to all on this one.
    I am in wide-ranging investments to reduce impact if one area struggles. I have personal property which is enough in that area but would use a REIT or comm property trust if I wanted more and stocks + funds across the globe + HYP of individual uk shares.
    I really need to increase bond exposure, sort out my rebalancing and switch to more index based, regular contribution, low-fee funds +/or investment trusts.

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      Only have pension from permie dom although about £60k pot.

      Rest is in cash ISAs which is offsetting my mortgage, stock/shares ISAs and second property (non-BTL).
      ______________________
      Don't get mad...get even...

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