All, soon to be working through umbrella company (yeah I know it could be a mistake). Anyway, what is the score with pensions, how much can I chuck in there to lower my tax liability ? I know you can't get it straight away but would rather stash some for later than get totally shafted tax wise.
- Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
- Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!
pension
Collapse
X
-
-
You can stash pretty much as much as you like now. As of April this year the stupid rules have gone. -
-
The best way is still to fund it from your won ltd though. That way you avoid CP on the contributions."Being nice costs nothing and sometimes gets you extra bacon" - Pondlife.Comment
-
DaveB is correct. A limited company paying the pension is more tax efficient than personal contributions.
Also you can't get the money till aged 55 now. Was 50.Comment
- Home
- News & Features
- First Timers
- IR35 / S660 / BN66
- Employee Benefit Trusts
- Agency Workers Regulations
- MSC Legislation
- Limited Companies
- Dividends
- Umbrella Company
- VAT / Flat Rate VAT
- Job News & Guides
- Money News & Guides
- Guide to Contracts
- Successful Contracting
- Contracting Overseas
- Contractor Calculators
- MVL
- Contractor Expenses
Advertisers
Contractor Services
CUK News
- IT contractor demand defied seasonal slump in December 2025 Jan 13 07:10
- Five tax return hacks for contractors as Jan 31st looms Today 07:45
- How to land a temporary technology job in 2026 Jan 9 07:01
- Spring Forecast 2026 ‘won’t put up taxes on contractors’ Jan 8 07:26
- Six things coming to contractors in 2026: a year of change, caution and (maybe) opportunity Jan 7 06:24
- Umbrella companies, beware JSL tunnel vision now that the Employment Rights Act is law Jan 6 06:11
- 26 predictions for UK IT contracting in 2026 Jan 5 07:17
- How salary sacrifice pension changes will hit contractors Dec 24 07:48
- All the big IR35/employment status cases of 2025: ranked Dec 23 08:55
- Why IT contractors are (understandably) fed up with recruitment agencies Dec 22 13:57

Comment