Originally posted by psychocandy
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motorholme.com - avoid these idiots
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Originally posted by Gentile View PostSome banks are better than others. Mine - First Direct - has been excellent. With regard to the onus being on you to prove your case, though: no, that's simply not the case. All you should have to do to obtain a refund is state that you dispute the payment; it's for the person that wants to take your money from you to make their case that they're entitled to it. Some banks, unfortunately, aren't clued up to this fact, and will try to take the least hassle (for them) route of asking you to sort it out between yourselves. If your bank is one of those that does this, though, I'd advise you to:
- Persist. Your bank will recognise their responsibilities under the Chargeback scheme eventually, if you politely insist the onus is on them to process the dispute you want to invoke.
- Change your bank to one that's more co-operative and customer-friendly.
More info available here.
Santander on the other hand are consistently tulipe.Rhyddid i lofnod psychocandy!!!!Comment
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Originally posted by psychocandy View PostGood news, yes, I paid with credit card. Bad news is its Santander who are complete bellends.'CUK forum personality of 2011 - Winner - Yes really!!!!Comment
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Originally posted by northernladuk View PostKinda makes me laugh when you call people bellends in your tales of woe that only you seem to get yourself in to...regularly. There is a posh word for it that escapes me at the moment.Rhyddid i lofnod psychocandy!!!!Comment
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Originally posted by sasguru View PostFook me, judging from your posts I had you down as being about 21.Comment
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UPDATE
Now that I've told them they're in breach of contract and want my deposit back they've backed down and want to waive the extra fee.
Hang on now. You got caught out trying to pull a fast one, and now think I'm going to trust you just because you got caught with your hand in the till? I dont think so.
I'd be like nicking your neighbours car, getting caught by the police, and then expecting everyone to forget about it just because you agreed to give it back !!!!!Rhyddid i lofnod psychocandy!!!!Comment
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Issue a letter before action to the company, and if they don't pay, take them to the small claims court, I can't see a judge going against your favour especially so as they are in breach of the Consumer Protection From Unfair Trading Regulations Act 2008....Comment
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Originally posted by psychocandy View PostGood news, yes, I paid with credit card. Bad news is its Santander who are complete bellends.
Funnily enough, I tried a chargeback recently or should I say a section 75 refund for something I bought from ebuyer (who think the sale of goods act doesnt apply to them) and santander managed to cock that up.
I thought chargback/section 75 wasnt that easy though and you had to convince the bank that you were right. Rather than the onus being on the supplier to get the money back off you.
A few years ago when MFI went bust, a new pc I bought for my son didnt work when delivered. After no joy from the rip off merchant pc store, I contacted the card issuer. They had a recorded message telling people who had bought stuff from MFI but had not had it delivered to contact the administrator which was bollox, they were 'jointly and severaly' liable under S75 for the purchase.
Anyway, they tried to fob me off saying I had to produce an 'independent report' stating the pc wasnt working! (WTF?)
I told them apart from their responsibility under S75, the Sale of Goods act states that if goods develop a fault within 6 months of purchase, the fault is deemed present at time of purchase.
after a bit of to-ing and fro-ing, they refunded all my money so, just keep on at them.I couldn't give two fornicators! Yes, really!Comment
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