ATMs to operate without a card

[SimonMac]

NatWest (which is part of RBS) have offered this for a while, if you lose your card you can either log onto the online backing or ring the telephone banking at they give you a code you can draw upto £300 out with.

As a side bar one of the reasons I have stayed with NatWest is their smartphone app, it is a fantastic piece of design.

[minestrone]

Anyways I was going to start a thread about this on technical but seeing as this is here... I went to download the RBS app the other day and noticed that it wants access to your address book, checked the Lloyds one and that also wants into your contacts, why do they have to play silly buggers with your personal information?

[d000hg]

The PC and H&S people will claim that using finger prints may pass diseases...

You already touch the keypad to enter your PIN. In fact you touch it 4X as much.

[Paddy]

The three main methods of identification: What you have (e.g. a card), what you know (e.g. pin) and what you are (e.g. fingerprint). Ideally you need two out of three.

The present system of card and pin being usurped by an authenticated phone (the phone acting as the card) and the use of a longer pin number. Seems relatively okay as long as the phone's pin number isn't the same as the banking pass code and the pin number's not stored on the phone.

Flat battery = no money

[BoredBloke]

Flat battery = no money

Bit of a pain if you need the cash for a charger!

[Sysman]

You can't chop lines with your smart phone.

Plan B sorted!

[Sysman]

You already touch the keypad to enter your PIN. In fact you touch it 4X as much.

Is the UK still using 4 digit PINs?

I moved to 6 digit ones more than a dozen years ago.