Should I open another ISA today, before the end of this financial year?

[russell]

If you've got the cash now, and understand the risk profile of equities, simply stick it in in one go. If you haven't, or prefer to "average" out the risk a little bit over the year, then do it a bit at a time. Whichever route you go, make sure you are thinking of at least a 5-10 year investment window for equities.

Ama gonna put it all in Apple for 10 years, should be 5000 a share by then and I will be able to retire? What can go wrong!!!!!!!!!

[nomadd]

Ama gonna put it all in Apple for 10 years, should be 5000 a share by then and I will be able to retire? What can go wrong!!!!!!!!!

Steve Jobs might die.

[minestrone]

Good thing about regular deposits is that you forget about it then it always seems like a nice surprise when you look at the totals.

[d000hg]

Steve Jobs might die.

Hasn't mattered so far

[minestrone]

Did their share price not drop considerably more when the public were informed of his illness than when he died? Obviously the market corrected on the former due to the latter being imminent but it is a bit morbid.

[nomadd]

Hasn't mattered so far

Steve? Dead? OMG!!!!!!!!

[ChimpMaster]

Well in many ways I'm glad I didn't open an ISA, equity or cash, last week. I would have been scrambling for the money, so instead I decided that this (last) FY I will enjoy spending the cash.

I also transferred £2k into my spreadbet account and shorted the Dow and FTSE; I closed the Dow short after the jobs report on Friday but FTSE trade is still open as futures were closed due to Easter holiday. So far showing a 100% profit but I'm still down around £50k over the past 18 months or so.

Looks like we're due a pullback in equities and so I'll trade short term then push back into ISA funds later this year.

[nomadd]

Looks like we're due a pullback in equities...

Could be. Have £20k sat on the side-lines waiting to be dumped into equities in my SIPP. Currently holding fire to see which way the market goes.

[TimberWolf]

Isas lose up to 25pc in three months - Telegraph

[MarillionFan]

Isas lose up to 25pc in three months - Telegraph

Bad year so far. I've lost 5k of 10k I had in equities with no spare cash to trade. Que sera sera.